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Head of Lending Oversight

3 weeks ago


Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Company Overview

We are Together, the market-leading property finance experts with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders.


Job Summary

We are seeking an experienced Head of Credit Risk to join our team at Together Financial Services Limited in Cheadle, South Manchester. The ideal candidate will have a strong understanding of risk management principles and experience in implementing scoring and advanced data and analytical techniques throughout the customer journey.


Key Responsibilities:
  • Oversee, challenge, and assure the first-line credit risk management and reporting for credit risk across all products
  • Own and develop credit risk policies and related standards for all group lending products, ensuring appropriate governance of changes and evidence of key controls
  • Produce credit risk profiles for Exec and Board risk committees, working with first line to ensure all material credit risks have been identified and mitigation actions have been defined and progressed

Requirements:

The ideal candidate will possess a strong understanding of risk management principles across the credit lifecycle, credit analysis, and policies. They should also have experience of implementing scoring and advanced data and analytical techniques throughout the customer journey, as well as experience of secured lending, particularly specialist mortgage lending.


Benefits:
  • 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
  • Buy & sell holidays
  • Discretionary annual bonus
  • Matched pension contribution
  • Life assurance
  • Critical illness cover
  • Health cash plan
  • Private medical insurance
  • Free access to company holiday homes
  • Travel season ticket loans
  • Ride to work scheme
  • Free local gym access
  • Local bar / restaurant discounts

Salary estimate: £95,000 - £130,000 per annum depending on experience.