Credit Risk Optimization Specialist
6 days ago
Vanquis Bank Limited seeks a highly skilled Credit Risk Optimization Specialist to lead lending decisions and drive business growth. As a key member of our team, you will be responsible for optimizing lending strategies, ensuring accurate decision-making, and promoting responsible lending practices.
About the Role:
We are looking for a candidate with strong experience in consumer credit, preferably with a focus on vehicle finance or similar secured lending products. Your expertise will be essential in understanding customer needs and optimizing lending strategies. The successful candidate will have a minimum of 5 years' experience in an analytical role within consumer credit, with specific exposure to vehicle finance or other secured lending products preferred.
Key Responsibilities:
- Develop expert understanding of the customer management lifecycle, including all aspects of decisioning and customer touch points
- Investigation and development of new data sources to be used for analysis and decisioning
- Support business growth and portfolio profitability while ensuring a balance between risk, reward, and responsible lending, and controlling credit quality and performance
What We Offer:
Vanquis Bank Limited offers a competitive salary of around £70,000 - £90,000 per annum, depending on experience. In addition to a generous holiday entitlement and pension scheme, we also offer a range of benefits, including enhanced maternity and paternity leave, 2 paid days for volunteering, and access to LinkedIn Learning. Our company culture values diversity and inclusion, and we strive to create a supportive work environment that fosters growth and development.
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