Credit Strategy Expert

3 days ago


Nottingham, Nottingham, United Kingdom E Next Full time
Key Responsibilities

We're creating a sustainable future, one little big step at a time. Our mission is to bring feel-good energy and make this whole energy thing way easier for our customers.

The Senior Credit Risk Analyst role involves using advanced data analytics to identify, analyse, and resolve complex credit risk challenges. This strategic position requires developing and implementing data-led strategies to improve debt outcomes for customers while delivering cost efficiencies for E.ON Next.

Main Responsibilities:

  • Conduct in-depth analysis of credit management processes, customer debt profiles, and market trends to uncover opportunities for improvement.
  • Use data-led outcomes and forecasting techniques to identify, assess, and proactively manage debt challenges across the portfolio.
  • Develop and implement data-led strategies to optimise debt collection, reduce customer defaults, and enhance overall operational efficiency.
  • Partner with cross-functional teams to clarify problems, quantify value/feasibility of proposed solutions, and present actionable recommendations to senior management.
  • Stay up-to-date with industry best practices, regulatory changes, and emerging credit risk management approaches.

Requirements:

  • Minimum 1 year's experience in debt management or a related field across large customer portfolios.
  • Strong technical skills in data manipulation and analysis (e.g., SQL).
  • Track record of using data to improve customer and commercial outcomes.
  • Able to present complex data and analysis in a simple and engaging manner.
  • Keen attention to detail, problem-solving, and a focus on continuous improvement.
  • Self-starter that works with minimal supervision and can adapt to new technical environments quickly.

Desirable Skills:

  • Understanding of the UK energy and/or utilities markets.
  • Experience using Python for data analysis.
  • Experience using Tableau for data visualisation.
What We Offer

Salary: £50,000 - £70,000 per annum

Benefits:

  • Competitive salary.
  • 26 days holiday plus bank holidays each year.
  • Generous pension scheme.
  • Excellent parental leave allowance.
  • Flexible benefits package.
  • Opportunities for career development.

Working Environment:

  • Flexible hybrid working.
  • Location: Nottingham (E.ON Next office) with occasional travel to other sites.

Equal Opportunities:

We're committed to equal opportunities and actively promote a diverse and inclusive working environment. We welcome applications from all qualified candidates.



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