Financial Services Specialist
3 weeks ago
We are seeking a highly skilled Financial Services Specialist to join our team. In this role, you will be responsible for assessing credit applications and making informed decisions based on risk analysis.
The ideal candidate will have experience in the motor finance industry and possess exceptional analytical skills. You will work closely with our Operations Managers and Retailers to ensure seamless communication throughout the credit assessment process.
This is a full-time position with an estimated annual salary of £35,000-£45,000 depending on experience. The working hours are 35 hours per week, Monday to Friday, with 1 in 4 Saturdays. A day in lieu will be provided for the Saturday worked.
Key Responsibilities:- Assessing credit applications using a Scorecard grade-based system and credit reference data.
- Reviewing customer open banking data to ensure they can afford the proposed monthly commitment.
- Communicating with Area Operations Managers and Retailers regarding the credit assessment process and decisions made.
- Demonstratable experience as a credit assessor (underwriter) in the motor finance industry or equivalent.
- Exceptional analytical and decision-making skills.
- Excellent communication skills with the ability to succinctly capture the basis for a decision.
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