Senior Credit Analyst

2 days ago


Hedge End, Hampshire, United Kingdom Austin Fraser Full time
Job Description:

We are seeking a skilled Credit Underwriter to join our team at Austin Fraser. As a key member of our Asset Finance division, you will play a critical role in supporting the underwriting process for new business proposals and existing portfolio management.

About the Role:

  • Underwrite new business applications and deliver timely credit decisions within Service Level Agreement (SLA) guidelines and in accordance with Credit policy.
  • Provide commercially balanced recommendations to colleagues where new business applications exceed your credit mandate.
  • Assist in the preparation of credit papers for submission.
  • Support and assist Senior Credit Managers as required.

Key Responsibilities:

  1. To conduct thorough credit evaluations and risk assessments for new business proposals, ensuring alignment with company policies and procedures.
  2. To develop and maintain strong relationships with internal stakeholders, including Sales teams and other functional areas.
  3. To stay up-to-date with industry trends, market conditions, and regulatory changes that may impact asset finance operations.

Requirements and Qualifications:

  • A degree in a related field (e.g., finance, accounting, business administration).
  • Proven experience in a similar role, preferably within the asset finance or banking sector.
  • Excellent analytical and problem-solving skills, with the ability to work under pressure and meet deadlines.
  • Strong communication and interpersonal skills, with the ability to build effective relationships with stakeholders.

Benefits:

  • An attractive salary range of £45,000-£60,000, plus bonus and benefits.
  • The opportunity to work with a reputable and growing company in the asset finance sector.
  • A dynamic and supportive work environment, with opportunities for career growth and professional development.


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