Senior Credit Analyst
2 days ago
We are seeking a skilled Credit Underwriter to join our team at Austin Fraser. As a key member of our Asset Finance division, you will play a critical role in supporting the underwriting process for new business proposals and existing portfolio management.
About the Role:
- Underwrite new business applications and deliver timely credit decisions within Service Level Agreement (SLA) guidelines and in accordance with Credit policy.
- Provide commercially balanced recommendations to colleagues where new business applications exceed your credit mandate.
- Assist in the preparation of credit papers for submission.
- Support and assist Senior Credit Managers as required.
Key Responsibilities:
- To conduct thorough credit evaluations and risk assessments for new business proposals, ensuring alignment with company policies and procedures.
- To develop and maintain strong relationships with internal stakeholders, including Sales teams and other functional areas.
- To stay up-to-date with industry trends, market conditions, and regulatory changes that may impact asset finance operations.
Requirements and Qualifications:
- A degree in a related field (e.g., finance, accounting, business administration).
- Proven experience in a similar role, preferably within the asset finance or banking sector.
- Excellent analytical and problem-solving skills, with the ability to work under pressure and meet deadlines.
- Strong communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
Benefits:
- An attractive salary range of £45,000-£60,000, plus bonus and benefits.
- The opportunity to work with a reputable and growing company in the asset finance sector.
- A dynamic and supportive work environment, with opportunities for career growth and professional development.
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