Credit Risk Analyst

4 weeks ago


London, Greater London, United Kingdom Michael Page (UK) Full time

About Our Client

Our client, a prominent direct lending platform, offers bespoke long-term capital solutions to SMEs and middle-market companies.

  • Conducting thorough financial and non-financial assessments of potential borrowers.
  • Evaluating the associated risks of granting loans secured against renewable, offshore, and recycling assets.
  • Attending credit meetings with potential borrowers to identify key risks, strengths, and weaknesses.
  • Performing market analysis of the sector, industry outlooks, target markets, and borrower positions.
  • Developing financial models, preparing and presenting them, and providing overviews of structure, cash flow, and collateral.
  • Providing recommendations based on analysis and assessment of credit risk, and presenting deals to the Investment Committee.

The Successful Candidate

The ideal candidate will:

  • Be comfortable and confident leading credit processes, from engaging with potential borrowers to writing credit papers and presenting to the committee.
  • Have experience lending to corporates and against assets such as machinery and plants, with a high-level understanding of key risks for this type of lending.
  • Possess strong financial modelling and analysis skills.
  • Ideal candidates will have 8-10 years of solid credit experience and a background working in a non-bank or alternative lender within the UK.
  • The opportunity to take control of the credit underwriting process by being an SME within this function.
  • The option to work in the London office full-time, or be located in Birmingham or Manchester, with the requirement to travel to the London office once or twice a month.

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