Credit Risk Analyst
4 weeks ago
About Our Client
Our client, a prominent direct lending platform, offers bespoke long-term capital solutions to SMEs and middle-market companies.
- Conducting thorough financial and non-financial assessments of potential borrowers.
- Evaluating the associated risks of granting loans secured against renewable, offshore, and recycling assets.
- Attending credit meetings with potential borrowers to identify key risks, strengths, and weaknesses.
- Performing market analysis of the sector, industry outlooks, target markets, and borrower positions.
- Developing financial models, preparing and presenting them, and providing overviews of structure, cash flow, and collateral.
- Providing recommendations based on analysis and assessment of credit risk, and presenting deals to the Investment Committee.
The Successful Candidate
The ideal candidate will:
- Be comfortable and confident leading credit processes, from engaging with potential borrowers to writing credit papers and presenting to the committee.
- Have experience lending to corporates and against assets such as machinery and plants, with a high-level understanding of key risks for this type of lending.
- Possess strong financial modelling and analysis skills.
- Ideal candidates will have 8-10 years of solid credit experience and a background working in a non-bank or alternative lender within the UK.
- The opportunity to take control of the credit underwriting process by being an SME within this function.
- The option to work in the London office full-time, or be located in Birmingham or Manchester, with the requirement to travel to the London office once or twice a month.
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