Credit Risk Acquisition Specialist

2 days ago


London, Greater London, United Kingdom CV-Library Full time
Job Description

Credit Risk Strategy Specialist

We are seeking a skilled Credit Risk Strategy Specialist to join our team in London. This role involves analysing and delivering credit risk acquisition strategies, from initial idea to implementation, as well as managing controls and governance processes.

Key Responsibilities:
  • Developing credit risk underwriting strategies that align with company objectives and regulatory requirements, ensuring positive customer outcomes.
  • Monitoring and assessing credit quality, identifying key insights and opportunities for optimisation.
  • Ensuring all processes, incident management, and strategic implementations are carried out in a controlled manner and meet the audit standards.
  • Developing charge-off curves to support budgets as well as performance and score-cut reviews.
  • Maintaining positive relationships with internal partners to ensure an effective feedback loop and execution of strategies and controls.
Requirements:
  • A minimum of 2 years' experience in credit card strategies or highly analytical roles within the UK financial service industry.
  • Knowledge of unsecured lending, preferably from work experience.
  • A strategic problem solver; highly intellectual with commercial competence.
  • Proficiency in SQL and/or Python.
  • A working knowledge of implementing and maintaining policies and controls.
  • The ability to work unsupervised with a high level of self-motivation to the highest standard within agreed timelines.


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