Complex Loan Decision Maker

2 days ago


London, Greater London, United Kingdom Montpellier Resourcing Full time
About the Company

We are a specialist Property Lending company based in London, offering a range of financial services including bridging finance. Our team of experts is dedicated to providing exceptional service and support to our clients.

Job Responsibilities
  • Oversee a personal portfolio of high-volume, complex loans for underwriting, ensuring adherence to SLAs.
  • Make key lending decisions and approve large or complex loan applications.
  • Conduct in-depth analysis of loan applications, reviewing financials, credit histories, property valuations, and other relevant data.
  • Evaluate risks for each loan, considering factors like borrower credit, loan-to-value ratios, and property values.
  • Make informed decisions to approve, deny, or conditionally approve loans based on set criteria.
  • Ensure compliance with company policies, regulatory requirements, and industry standards during the underwriting process.
Requirements
  • At least 3 years of experience in property finance, specifically in underwriting or credit roles, with a focus on bridging or buy-to-let loans.
  • Proven track record of managing high-volume, complex loans for underwriting.
  • In-depth understanding of mortgage lending principles, risk assessment, loan products, market trends, and regulatory guidelines.
  • Excellent communication skills for effectively interacting with brokers, borrowers, and stakeholders, clearly explaining underwriting decisions.

The successful candidate will have excellent analytical and problem-solving skills, as well as strong communication and interpersonal skills. The salary for this role is estimated to be around £80,000 per annum, plus excellent bonus and benefits.



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