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Insurance Underwriter
2 months ago
We are seeking an experienced Underwriter to join our Bristol Property & Package team. As a key member of our team, you will be responsible for underwriting open market P&P business across commercial combined and property products with a mid-market focus.
Key Responsibilities:
- Underwrite insurance risks in accordance with the Business Plan and personal authority to meet business objectives.
- Build and maintain strong relationships with stakeholders, including customers, brokers, business partners, and colleagues, to maximise influence.
- Develop relationships in line with the Business Plan to support the achievement of business objectives.
- Understand and comply with QBE reinsurance strategy to minimise risk and deliver business plan objectives.
- Participate fully and use expertise to shape and develop strategy, knowledge, and best practice.
- Positively promote the department, division, and company as a whole to maximise brand leverage.
- Comply with all legal and regulatory requirements to ensure obligations are met.
- Adhere to underwriting standards, instructions, and good practice to minimise risk and maximise efficiency.
- Actively keep abreast of market dynamics and demonstrate market cycle awareness to operate effectively and appropriately.
- Ensure clear and prompt communication to UA's in relation to Underwriting and aggregate exposures, ensuring entries on EO systems are accurate.
About You:
- Experience gained within the insurance industry and good knowledge of underwriting property & packaged business.
- Direct or relatable experience in managing new business and generating pipeline.
- Commercial ability to understand key profit drivers to maximise long-term wealth for our shareholders.
- Intermediate level understanding of relevant software, including Excel and other departmental software packages.
- Understanding of natural catastrophe areas and ability to analyse modelled results.
- Excellent organisational, prioritisation, and interpersonal skills.
- The ability to influence actions and attitudes of others through leading by example.
- Negotiating skills, innovative in underwriting approach and programme design.
- Use of risk profiling and pricing tools and loss models.
Why QBE?
We're an international insurer building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We're asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.
QBE aims to build a workplace that is fair and inclusive. We welcome flexible working and encourage you to apply if you have a passion to contribute to our vision of enabling a more resilient future for our customers and the community.