Credit Risk Manager

4 weeks ago


London Area, United Kingdom FirstBank UK Limited Full time
Job Title: Credit Risk Manager

We are seeking an experienced Credit Risk Manager to join our team at FirstBank UK Limited. As a key member of our Credit Risk Team, you will play a crucial role in supporting the Head of Credit Risk in planning and delivering our business strategy.

Key Responsibilities:
  • Assess and challenge credit applications, making well-considered recommendations to approving authorities.
  • Justify credit decisions and provide value-adding feedback on credit applications to Business and Credit colleagues.
  • Participate in customer due diligence site visits, calls, and meetings, preparing call reports within one week of the event.
  • Ensure quick turnaround of credit requests while maintaining quality, accuracy, and adherence to risk appetite, policies, and procedures.
Credit Governance and Operational Risk:
  • Prepare for and attend Risk Committee meetings as appropriate.
  • Contribute to the RCSA process by reviewing credit processes and identifying areas that may have control failures and determining mitigants.
  • Report operational risk incidents in line with internal guidance and reporting requirements.
  • Contribute to the Credit Risk Analysis team's Compliance and Audit readiness.
Requirements:
  • Several years of Credit Risk experience gained within a banking environment.
  • Strong understanding of end-to-end processing of various forms of credit requests.
  • Knowledge of a broad range of products and client segments would be an added advantage.
  • Excellent understanding of UK Regulatory requirements for the provision of credit facilities and related credit controls.
  • Exposure to frontier and emerging markets, preferably Africa, would be an added advantage.
What We Offer:
  • Up to 10% employer pension contribution
  • Life Assurance Cover
  • Income protection
  • Private Medical Insurance plan (upon successful completion of probation period)
  • Contribution to glasses/contacts and eye testing
  • Gym subsidy (up to £50 per month)
  • Cycle to work scheme
  • Employee Assistance Program
  • Interest Free season ticket loan for travel
  • Birthday Leave
  • 25 days annual leave, rising to 28 after 3 years and 30 after 8 years' service
  • Give As You Earn (GAYE)

FirstBank UK Limited is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.



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