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Home Loan Expert Advisor

1 month ago


Harpenden, Hertfordshire, United Kingdom Mbi Staffing Full time

Job Overview:

A Residential Mortgage Specialist acts as an intermediary between borrowers and lenders to help clients secure the best mortgage products to meet their financial needs. The specialist assesses clients' financial situations, advises on suitable loan options, and guides them through the mortgage application process.

This role requires strong knowledge of the mortgage industry, excellent customer service skills, and the ability to negotiate and compare various loan products.

Responsibilities:

  • Meet with potential borrowers to assess their financial situation, discuss their home ownership goals, and determine their eligibility for a mortgage.
  • Research and present various loan options from multiple lenders, explaining the benefits, risks, and terms of each mortgage product.
  • Assist clients in completing mortgage applications, ensuring all required documentation is submitted accurately and promptly.
  • Negotiate loan terms and interest rates with lenders to secure the most favorable terms for the client.
  • Stay up-to-date with current mortgage rates, industry trends, and regulatory changes to provide informed advice to clients.

Requirements:

  • Strong knowledge of the mortgage industry.
  • Excellent customer service skills.
  • Ability to negotiate and compare various loan products.
  • Salary: $60,000 - $75,000 per year.