Commercial Lending Specialist

1 day ago


Bracknell, Bracknell Forest, United Kingdom Marc Daniels Specialist Recruitment Ltd Full time
Commercial Lending Specialist

A Commercial Lending Specialist is required to assess finance applications and work closely with the Credit Assessment Section Manager to ensure responsible lending practices are upheld.

Key Responsibilities:
  1. Using a Scorecard grade-based system, assess circa 100 applications daily, considering credit reference and fraud data.
  2. Apply good attention to detail to guarantee lending criteria are met and utilise sound judgment when recommending exceptions.
  3. Review customer open banking data to confirm their ability to afford proposed monthly commitments.
  4. Field calls from Area Operations Managers and Retailers concerning the credit assessment process and decision-making.
  5. Conduct enhanced due diligence assessments on Politically Exposed Persons and Sanctions customers.
Qualifications:
  • Experience operating as a credit assessor in the motor finance industry or equivalent.
  • Excellent communication skills to concisely articulate decision rationale and relevant evidence.
  • Ability to prioritise and manage large volumes of information effectively.

Estimated salary: £45,000 - £60,000 per year.



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