Credit Risk Strategy Analyst

1 month ago


London, Greater London, United Kingdom Uncapped Ltd. Full time

We are seeking a highly skilled Credit Risk Strategy Analyst to join our team at Uncapped Ltd. in London. As a key member of our credit risk strategy team, you will be responsible for developing and implementing credit risk strategies that balance customer growth targets with credit risk while optimizing profitability.

The ideal candidate will have a deep understanding of credit risk management and a strong analytical background, with experience in leading analytical functions for volume credit products such as credit cards, consumer loans, and micro SME lending. You will be expected to work closely with cross-functional teams, including sales, data science, product, tech, and operations, to develop and drive credit strategy and identify new opportunities through the application of cutting-edge analytical techniques.

Key responsibilities will include:

  • Developing, maintaining, and monitoring credit strategies across the customer lifecycle
  • Working closely with data engineers and product teams to automate credit decisioning
  • Collaborating with commercial teams to ensure credit risk requirements are considered while building new propositions and introducing new channels/segments
  • Building and improving tracking of business performance to enable identification and monitoring of current and emerging risks and incorporating learnings to improve credit strategies

We offer a competitive compensation plan and unlimited holiday, allowing you to recharge and come back to work refreshed and motivated.



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