Senior Credit Risk Manager
1 month ago
Credit Risk Management
This role will provide credit risk management for global corporates based in the UK and US. Responsibilities will include counterparty and transaction approval in compliance with global credit policies.
Key Responsibilities
- Reviewing counterparty gradings and monitoring counterparty exposure.
- Monitoring sector and market trends.
- Reviewing and approving counterparty credit risk exposure across lending, trade finance and derivative products.
- Working closely with global front office business teams across Sales and Trading.
- Ensuring compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.
Requirements
- Good appreciation of general accounting principles, cash flow and balance sheet analysis and interpretation.
- Strong knowledge across a wide range of Corporate and Investment Banking products including lending, trade finance, derivative products, and their associated documentation.
- Ideal candidate will have a Bachelor's Degree, with additional professional qualifications, e.g. FRM, MBA, CFA, etc.
About the Role
This role requires the ability to independently assess and make credit decisions for complex financing transactions, ensuring alignment with the bank's credit risk appetite and regulatory requirements.
The ideal candidate will be able to analyze complex financial information and business models to assess client creditworthiness, repayment capacity, and potential risks.
They will also be able to monitor the performance of client portfolios, identifying and reporting early warning signs of potential credit deterioration.
Additionally, the role requires the ability to evaluate the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance is also a key responsibility.
The successful candidate will be expected to advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
They will also be expected to manage and mitigate risks through assessment, in support of the control and governance agenda.
Leadership and accountability for managing risk and strengthening controls in relation to the work the team does will be essential.
Barclays Values
The successful candidate will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right.
They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
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