Mortgage Underwriter Position
12 hours ago
{"h1": "Mortgage Underwriter Opportunity", "p": "We are seeking a skilled Mortgage Underwriter to join our Retail Underwriting team at Just Group. As a Mortgage Underwriter, you will be responsible for making lending decisions based on holistic underwriting of properties and other risks associated with Lifetime Mortgages.
Key Responsibilities:
* Make lending decisions based on your review of valuation reports, flood risks, credit risks, and other associated underwriting risks.
* Manage post-valuation queries and requests for further information to satisfy yourself on the acceptability of certain properties and risks.
* Contribute towards the development of processes and share best practices within the team.
* Maintain relationships with operational teams, Financial Intermediaries, Valuers, and legal representatives to raise and respond to queries in relation to the underwriting of lifetime mortgages.
* Undertake any project activity related to the development of the Lifetime mortgage procedures and policies as required.
* Ensure adherence to Company AML, Financial Crime, and KYC policies.
Requirements:
* GCSE qualifications, or equivalent, including Maths and English (A-C Grades) as a minimum.
* Proven mortgage underwriting experience or similar role (mortgage case handler role for example).
* Ability to make sound discretionary lending decisions within an agreed risk appetite and Lending criteria.
* Ability to coherently and accurately summarise information regarding lending and property issues and make risk-based recommendations or decisions.
* Ability to mentor, train, and coach others in technical areas.
* Ability to communicate with third parties on the phone and via email.
Company Benefits:
* A Competitive Salary, Pension Scheme, and Life Assurance.
* 25 Days Annual Leave plus an Additional Day on us for your Birthday.
* Private Medical Cover and Income Protection, just in case.
* A generous and highly achievable bonus scheme – paid annually based on individual and company performance against targets.
* Opportunity to progress within your career both in-role and within the company.
* FREE access to the Headspace App, a 24/7 Employee Assistance Helpline, and Trained Physical & Mental Health First Aiders (On-Site).
* A variety of Employee Funded Benefits available to you via our Online Benefits Portal.
* Plus, several additional purchase options available for you and your loved ones.
If you are a motivated and experienced Mortgage Underwriter looking for a new challenge, please apply for this exciting opportunity.
We look forward to hearing from you"}
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Mortgage Underwriter Position
1 day ago
Reigate, Surrey, United Kingdom Just Group Full time{"h1": "Mortgage Underwriter Opportunity at Just Group", "p": "We are seeking a skilled Mortgage Underwriter to join our Retail Underwriting team at Just Group. As a Mortgage Underwriter, you will be responsible for making lending decisions based on holistic underwriting of properties and other risks associated with Lifetime Mortgages. You will review...
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Mortgage Underwriter Position
1 day ago
Reigate, Surrey, United Kingdom Just Group Full time{"h1": "Mortgage Underwriter Opportunity at Just Group", "p": "We are seeking a skilled Mortgage Underwriter to join our Retail Underwriting team at Just Group. As a Mortgage Underwriter, you will be responsible for making lending decisions based on holistic underwriting of properties and other risks associated with Lifetime Mortgages. You will review...
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