Senior Credit Risk Professional
3 weeks ago
Job Summary:
An expanding European bank is seeking a Senior Credit Risk Professional to join their Portfolio Management team in London.
The Role- Develop and improve existing management information of loan portfolios, utilizing a range of analytical and visualisation tools such as Tableau/Power BI, Jupyter notebooks.
- Analyse investment proposals and present results to the bank's credit committee.
- Assess financial data and structural risks in respect of facility proposals from the investment team.
- Support potential portfolio acquisition through due diligence, data analysis, and engagement with third parties.
- Collaborate with other teams to identify trends (e.g., provisions, NPLs, RWAs) and escalate issues.
- Develop, maintain, and improve credit risk strategies throughout the credit lifecycle.
- Investigate data errors and work with colleagues to resolve issues.
- Contribute to team objectives, supporting and leading activities as needed.
- Experience in retail credit risk – mortgages, loans, cards.
- Bachelor's degree or better, with a strong interest in data analysis and programming.
- Strong foundation in SQL, ETL (extract-transform-load), and databases more generally.
- Proficiency in at least one programming language, with a willingness to become proficient in Python.
- Ability to manage time effectively, meet tight deadlines, and possess excellent attention to detail and communication skills.
- Banking experience is preferred, but not essential.
- Fluency in one European language (German, Dutch, French) is advantageous, but not essential.
Estimated Salary: £60,000 - £80,000 per annum
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