Senior Credit Risk Professional

3 weeks ago


London, Greater London, United Kingdom Aspire Data Recruitment Full time

Job Summary:

An expanding European bank is seeking a Senior Credit Risk Professional to join their Portfolio Management team in London.

The Role
  • Develop and improve existing management information of loan portfolios, utilizing a range of analytical and visualisation tools such as Tableau/Power BI, Jupyter notebooks.
  • Analyse investment proposals and present results to the bank's credit committee.
  • Assess financial data and structural risks in respect of facility proposals from the investment team.
  • Support potential portfolio acquisition through due diligence, data analysis, and engagement with third parties.
  • Collaborate with other teams to identify trends (e.g., provisions, NPLs, RWAs) and escalate issues.
  • Develop, maintain, and improve credit risk strategies throughout the credit lifecycle.
  • Investigate data errors and work with colleagues to resolve issues.
  • Contribute to team objectives, supporting and leading activities as needed.
Your Experience
  • Experience in retail credit risk – mortgages, loans, cards.
  • Bachelor's degree or better, with a strong interest in data analysis and programming.
  • Strong foundation in SQL, ETL (extract-transform-load), and databases more generally.
  • Proficiency in at least one programming language, with a willingness to become proficient in Python.
  • Ability to manage time effectively, meet tight deadlines, and possess excellent attention to detail and communication skills.
  • Banking experience is preferred, but not essential.
  • Fluency in one European language (German, Dutch, French) is advantageous, but not essential.

Estimated Salary: £60,000 - £80,000 per annum



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