Senior Credit Risk Specialist

4 weeks ago


Richmond, Greater London, United Kingdom Michael Page Full time
Senior Credit Risk Analyst

Michael Page is seeking a highly skilled Senior Credit Risk Analyst to join their team in Richmond, United Kingdom.

Job Summary

The successful candidate will be responsible for evaluating and overseeing the creditworthiness of our trading partners, alongside some balance sheet lending. This includes creating strategies to minimize risk by establishing suitable internal and external limits.

Key Responsibilities
  • Conduct in-depth credit evaluations of businesses to determine creditworthiness and assess potential risks by reviewing and analyzing financial statements and other pertinent information.
  • Provide credit rating recommendations and participate in group assessments of credit risk, considering industry developments, market conditions, collateral, and repayment capacity.
  • Supervise and review credit portfolios to detect emerging risks and trends, recommending appropriate risk-mitigation measures.
  • Prepare clear credit risk reports that include findings, recommendations, and supporting analysis for the company's internal Risk Committee.
  • Guide and mentor junior Credit Risk Analysts.
  • Assist the internal M&A team by reviewing potential acquisition and investment opportunities, drafting reports for the Investment Committee, preparing bid letters, and managing the due diligence process.
  • Continuously track credit risk trends and macroeconomic developments.
Requirements
  • A minimum of 4 years of proven experience in a Credit Risk Analyst or similar role.
  • Bachelor's degree in finance, economics, business administration, or a related field.
  • Proficient in financial analysis methods with the ability to interpret financial statements.
  • Familiarity with regulatory standards and best practices in credit risk management is advantageous.
  • Proficiency in any Slavic languages is an added advantage but not required.
About the Company

Michael Page is a fast-growing firm that is a forerunner in energy & environmental solutions with excellent progression opportunities and a friendly, collaborative culture.



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