Credit Risk Analyst
4 weeks ago
About YouLend
YouLend is a leading embedded financing platform that empowers e-commerce sites, tech companies, and payment services providers to offer flexible financing products to their merchant base. Our AI-driven credit risk assessment solutions enable merchants and SMEs to receive fast, flexible, and affordable funding.
The Role
We are seeking a detail-oriented Credit Risk Analyst to support collections data analysis and contribute to strategy improvements aimed at optimising our collections and recoveries processes. The successful candidate will work closely with the Collections Operations team to design and implement strategies that optimise collections performance and reduce credit risk.
Key Responsibilities
- Analyse collections data to identify trends, patterns, and areas for improvement.
- Develop insights that will inform and enhance our collections strategies.
- Prepare and present detailed reports on collections performance, highlighting key metrics and making data-orientated recommendations for strategic adjustments.
- Ensure accuracy and integrity of collections data by maintaining and updating relevant databases and systems.
Requirements
- Working knowledge of SQL.
- Experience in credit collections.
- Understanding of the SME collections process.
Benefits
YouLend offers a comprehensive benefits package, including stock options, private medical insurance, and enhanced maternity and paternity leave. We also offer a modern and sophisticated office space in Central London, free gym, and subsidised lunch.
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