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Underwriter (Motor Finance) | Ethical & Responsible Lender
2 months ago
Job Title: Underwriter (Motor Finance)
Job Type: Full-time
Location: Remote (Portsmouth or Warrington)
Job Description:
We are seeking a skilled Underwriter to join our team at Skillful, a leading Motor Finance company. As an Underwriter, you will play a crucial role in assessing the creditworthiness of customers and making informed decisions to approve or decline loan applications.
Key Responsibilities:
- Assess customers' creditworthiness based on pre-defined guidelines and assess their ability to make payments
- Collaborate with Dealers and Acquisition Agents to ensure a smooth new business journey
- Make informed decisions to approve or decline loan applications
- Develop and maintain knowledge of retail lending products, including Motor Finance
Requirements:
- Manual underwriting experience, ideally in Credit Underwriting
- Excellent communication skills
- Knowledge of retail lending products, with a focus on Motor Finance
- Ability to work in a fast-paced environment and make decisions under pressure
What We Offer:
- A competitive salary and benefits package
- Opportunities for career growth and professional development
- A dynamic and supportive work environment
- Flexible working arrangements, including 2 days of remote work per week
About Us:
Skillful is a leading Motor Finance company that prides itself on its commitment to ethical and responsible lending. We are dedicated to providing a stress-free customer journey and removing the need for tedious paperwork and complicated jargon.
How to Apply:
If you are a motivated and detail-oriented individual with a passion for underwriting, please submit your application, including your resume and a cover letter, to be considered for this exciting opportunity.