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Underwriter (Motor Finance) | Ethical & Responsible Lender

2 months ago


Warrington, Warrington, United Kingdom Skillful Full time

Job Title: Underwriter (Motor Finance)

Job Type: Full-time

Location: Remote (Portsmouth or Warrington)

Job Description:

We are seeking a skilled Underwriter to join our team at Skillful, a leading Motor Finance company. As an Underwriter, you will play a crucial role in assessing the creditworthiness of customers and making informed decisions to approve or decline loan applications.

Key Responsibilities:

  • Assess customers' creditworthiness based on pre-defined guidelines and assess their ability to make payments
  • Collaborate with Dealers and Acquisition Agents to ensure a smooth new business journey
  • Make informed decisions to approve or decline loan applications
  • Develop and maintain knowledge of retail lending products, including Motor Finance

Requirements:

  • Manual underwriting experience, ideally in Credit Underwriting
  • Excellent communication skills
  • Knowledge of retail lending products, with a focus on Motor Finance
  • Ability to work in a fast-paced environment and make decisions under pressure

What We Offer:

  • A competitive salary and benefits package
  • Opportunities for career growth and professional development
  • A dynamic and supportive work environment
  • Flexible working arrangements, including 2 days of remote work per week

About Us:

Skillful is a leading Motor Finance company that prides itself on its commitment to ethical and responsible lending. We are dedicated to providing a stress-free customer journey and removing the need for tedious paperwork and complicated jargon.

How to Apply:

If you are a motivated and detail-oriented individual with a passion for underwriting, please submit your application, including your resume and a cover letter, to be considered for this exciting opportunity.