Credit Portfolio Analyst

1 day ago


Leeds, Leeds, United Kingdom Yorkshire Building Society Group Full time

About the Role - Senior Credit Risk Analyst

We are seeking a highly skilled Senior Credit Risk Analyst to join our team. As a key member of our Credit Risk function, you will leverage your expertise to help us deliver our objectives. You will have the opportunity to work on a range of interesting projects and initiatives, collaborating closely with stakeholders in Mortgage Payment Support.

Your responsibilities may include:

  • Developing strategic support for existing borrowers, proactively identifying methods to ensure good outcomes through solutions development and engagement strategies for borrower-facing financial difficulties.
  • Analyzing portfolio and customer data to build an in-depth understanding of internal and external data, informing risk exposures and assurance levels across our retail lending portfolio.
  • Producing high-quality, insightful credit risk analytics to inform strategic decision-making.

About You

  • Proven experience in Credit Risk or similar analytically based roles.
  • Expert skills in data manipulation, SAS, SQL, and Microsoft Excel.
  • Knowledge of the retail mortgage market and previous experience in strategy development for borrowers facing financial difficulty.
  • Experience with core collections-based systems and tools.
  • Outstanding analytical and problem-solving skills with the ability to identify trends or areas of concern within data.

Estimated Salary: £50,000 - £60,000 per annum



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