Senior Credit Risk Manager

3 days ago

Cheadle, Staffordshire, United Kingdom MERJE Full time
Job Opportunity

Senior Credit Risk Manager - Greater Manchester - Up to £100K

Job Summary:

We are seeking a highly skilled Senior Credit Risk Manager to join our team in Greater Manchester. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk policies and strategies to ensure the business operates within risk appetite.

Key Responsibilities:

  • Collaborate with the Manager Credit Risk and first line team to identify areas of credit risk and develop recommendations for mitigation.
  • Produce in-depth credit risk profiles and analysis for Exec and Board risk committees, ensuring all material credit risks are identified and mitigating actions are defined and progressed.
  • Set credit risk appetites and manage portfolio-level credit risks, key exposures, and concentration risks.
  • Develop affordability and valuation strategies for all products, ensuring regulatory requirements are met and risks are managed within appetite.
  • Work with the Financial Risk Manager to ensure climate risks that cause credit risk are within appetite.
  • Provide 2nd line oversight on controls for large exposures and other concentration risks through appropriate structures.
  • Horizon scan for emerging credit risks and develop forecasting models.

Requirements:

  • Numerical background and strong analytical skills.
  • Experience of credit risk management within a secured lender.
  • Experience with analytical software, e.g., SQL, Python.
  • A solid grounding in data analysis using quantitative analytic tools and good research skills.
  • The ability to identify trends and interpret data from multiple sources and investigate anomalies and unusual patterns/activities.
  • Effective problem-solving skills and ability to make recommendations based on findings considering commercial and customer implications.
  • Excellent communication skills to articulate complex issues/analysis to senior management and interact with other teams across the business both orally and in writing.

About MERJE:

MERJE is a leading recruitment agency specializing in financial services and risk management. We are committed to delivering exceptional recruitment solutions to our clients and candidates.

  • Senior Credit Risk Manager

    14 minutes ago

    Cheadle, Staffordshire, United Kingdom MERJE Full time

    Job Title: Senior Credit Risk ManagerWe are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second line management of credit risk for the business.Key Responsibilities:Develop credit risk policies and related standards, providing oversight and assurance to the...

  • Senior Credit Risk Manager

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom MERJE Full time

    Job Description**Senior Credit Risk Manager - MERJE**We are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second line management of credit risk for our business.Key Responsibilities:Work closely with the Manager Credit Risk and first line team to compare lending...

  • Senior Credit Risk Manager

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom MERJE Full time

    Job Description**Senior Credit Risk Manager - MERJE**We are seeking a highly skilled Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second line management of credit risk for our business.Key Responsibilities:Work closely with the Manager Credit Risk and first line team to compare lending...

  • Senior Credit Risk Manager

    1 week ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management function, you will play a critical role in ensuring the effective management of credit risk across our regulated and unregulated portfolios.Key ResponsibilitiesDevelop and maintain credit risk standards and...

  • Senior Credit Risk Manager

    1 week ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management function, you will play a critical role in ensuring the effective management of credit risk across our regulated and unregulated portfolios.Key ResponsibilitiesDevelop and maintain credit risk standards and...

  • Senior Credit Risk Manager

    1 week ago

    Cheadle, Staffordshire, United Kingdom MERJE Full time

    Job DescriptionJob Title: Senior Credit Risk Manager - Mortgage LendingJob Summary:We are seeking an experienced Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second-line management of credit risk for our business. You will lead a team of two and develop credit risk policies and related...

  • Senior Credit Risk Manager

    1 week ago

    Cheadle, Staffordshire, United Kingdom MERJE Full time

    Job DescriptionJob Title: Senior Credit Risk Manager - Mortgage LendingJob Summary:We are seeking an experienced Senior Credit Risk Manager to join our team at MERJE. As a Senior Credit Risk Manager, you will be responsible for the second-line management of credit risk for our business. You will lead a team of two and develop credit risk policies and related...

  • Senior Credit Risk Manager

    18 hours ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About TogetherWe're Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We...

  • Senior Credit Risk Manager

    16 hours ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About TogetherWe're Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We...

  • Senior Credit Risk Officer

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...

  • Senior Credit Risk Officer

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...

  • Senior Credit Risk Manager

    1 week ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk policies and procedures to ensure the effective management of our regulated and unregulated portfolios.Key ResponsibilitiesOversee the...

  • Senior Credit Risk Manager

    1 week ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk policies and procedures to ensure the effective management of our regulated and unregulated portfolios.Key ResponsibilitiesOversee the...

  • Head of Credit Risk Management

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...

  • Head of Credit Risk Management

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Together. As a key member of our leadership team, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across...

  • Head of Credit Risk Management

    3 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    We're a leading property finance company with a strong entrepreneurial spirit. Based in the North West of England, we've been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves on our pragmatic...

  • Head of Credit Risk Management

    3 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    We're a leading property finance company with a strong entrepreneurial spirit. Based in the North West of England, we've been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves on our common-sense...

  • Head of Credit Risk Management

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    We're a leading property finance company with a strong entrepreneurial spirit. Based in the North West of England, we've been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves on our common-sense...

  • Risk Management Professional

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About TogetherWe're a leading property finance company with a strong entrepreneurial spirit. Our team of over 750 colleagues is passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan...

  • Risk Management Professional

    2 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About TogetherWe're a leading property finance company with a strong entrepreneurial spirit. Our team of over 750 colleagues is passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan...