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Pricing Product Manager
2 months ago
The Mortgage Product Pricing team at OSB Group is a dynamic and proactive group responsible for setting pricing for our mortgage range across all OSB brands for both new and existing customers. They monitor market trends, economic movements, and business performance to design products and pricing that meet the Group's goals and deliver the best customer outcomes.
About UsOSB Group is a FTSE 250 specialist mortgage lender focused on carefully selected segments of the mortgage market. Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises, with diversification of funding provided by sophisticated securitisation platforms. Our unique cost-efficient operating model is supported by our wholly-owned subsidiary OSBIndia.
Key Responsibilities- Provide day-to-day advice to senior management across the business for all OSB brands and lending lines, with a detailed knowledge of the Mortgage market and competitors.
- Manage product ranges to ensure pricing for each line is set to achieve business targets for balance growth, returns, and within risk appetite.
- Play a key role in the launch of new product pricing, from design inception to delivery and sign off, ensuring other teams are aware of their roles as part of delivery.
- Regularly review market positioning (rate, criteria, etc.) using accessible market intelligence and research to provide summaries to the team and stakeholders to support business decisions and the early identification of problems, working to resolve or mitigate issues.
- Proactively develop and maintain effective relationships with other teams to bring products to market effectively, including Marketing, Sales, Key Accounts, and New Product Development.
- Take a proactive approach by making recommendations and proposals based on the latest market trends, not waiting for requests to make changes.
We offer a competitive benefits package, including a discretionary annual bonus opportunity of up to 15%, 28 days annual leave plus bank holidays, contributory pension, life assurance, and access to private medical insurance and medical cash plan.
Requirements- Previous experience in a mortgage pricing role, including larger complex cases, is essential.
- IT skills in the use of Microsoft Word & Excel are essential.
- Advanced organisational/prioritisation and attention to detail skills are essential.
- Detailed knowledge of current and new analysis methods is preferred.
If this sounds like you, please apply now. For internal applications, please visit the internal careers page to apply. Alternatively, if you wish to have an informal and confidential chat, please get in touch. Contact details can be found on our careers page.
