Senior Credit Risk Analyst

3 weeks ago


Nottingham, Nottingham, United Kingdom Michael Page Technology Full time
Senior Credit Risk Analyst

This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decision-making to optimize and grow their loan portfolio.

Key Responsibilities:

  • Developing and implementing advanced statistical models and machine learning algorithms to predict credit risk, optimize credit scoring, and enhance decision-making processes.
  • Develop and maintain predictive models to assess credit risk and forecast customer behavior.
  • Analyzing large datasets to identify trends, patterns, and insights that inform business decisions.
  • Performing data cleaning to ensure high-quality data for analysis.
  • Conducting A/B testing and experiments to evaluate the impact of credit strategies and policies.
  • Developing credit risk models, such as probability of default (PD), using various modelling techniques.
  • Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.

Key Skills/Experience:

  • Experience in the Financial Services Industry.
  • Experience working with large data sets, Excel, and SQL proficiency.
  • Degree in relevant subject (Data Science, Statistics, Computer Science, Economics, or similar degree).
  • Strong proficiency in programming languages such as Python and R.
  • Experience using Salesforce and data visualization tools.
  • Strong presentation skills, including the ability to translate complex data into understandable insights.
  • A great attention to detail and process-oriented to review, suggest, and implement improvements where appropriate.
  • Able to work in a fast-paced, changing environment.


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