Commercial Underwriter

7 hours ago

Edinburgh, Edinburgh, United Kingdom Legal & General Group Full time
{"title": "Customer Service Underwriter", "subtitle": "Assess and Document Life and Disability Risks", "content": "

We are seeking a skilled Customer Service Underwriter to join our team at Legal & General Group. As a key member of our underwriting team, you will be responsible for accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.

Key responsibilities include:

  • Accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
  • Participating in or leading projects that enhance the underwriting process and improve our systems and commercial viability, including instigating such projects, using own initiative, expertise and business awareness.
  • Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily.
  • Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
  • Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
  • Understanding the commitments that are made about the level of service during the marketing and sales processes to ensure the area is capable of meeting those expectations and that customers' reasonable expectation of performance and service are met.
  • Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
  • Understanding of legislation and regulatory requirements would be preferable.

We offer a competitive salary, annual performance-related bonus plan, valuable share schemes, generous pension contribution, life assurance, private medical insurance, and a range of other benefits. If you are a motivated and detail-oriented individual with excellent communication skills, we encourage you to apply for this exciting opportunity.

", "benefits": "
  • Competitive salary
  • Annual performance-related bonus plan
  • Valuable share schemes
  • Generous pension contribution
  • Life assurance
  • Private medical insurance
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service
  • Competitive family leave
  • Participate in our electric car scheme
  • Many discounts offered
", "company_info": "

Legal & General Group is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.

We strive to be open, mindful and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.

", "contact_info": "

Please submit your application through our website.

", "apply_info": "

We look forward to receiving your application.

"}

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