Bridging Lender Underwriter
4 weeks ago
We are seeking an experienced Underwriter to join our team at Fintelligent, a market-leading Bridging Lender based in Liverpool. This is a fantastic opportunity to work with a growing company that values a fantastic working culture, hybrid & flexible working options, and lots of social events.
Job SummaryThe Underwriter will review a volume of applications, assess customer profiles, and make decisions to lend in line with criteria and funder's risk appetite. The successful candidate will work on each case from application to completion and contribute to the growth of the business.
Key Responsibilities- Manage the entire lending process from application through to drawdown, including oversight of the underwriting and due diligence processes.
- Act on new lending requests for bridging loans and analyze creditworthiness.
- Underwrite bridging loans against agreed lending criteria.
- Prepare detailed credit proposals for submission to the Credit Committee.
- Experience working as a Bridging Underwriter, Mortgage Underwriter, Case Manager, Mortgage Processor, or similar.
- CeMAP qualified is a huge advantage but not essential.
- Excellent people and relationship-building skills across all seniority levels.
- A track record of excellent negotiation skills and logic in prioritizing projects.
- Salary - £30,000 - £35,000 (D.O.E) and quarterly bonuses.
- Flexible working hours and hybrid working.
- Annual bonus scheme.
- Salary reviews every April.
- 25 days holiday which increases with length of service.
- Your birthday off every year.
- Life insurance.
- Onsite parking.
- Loyalty schemes.
- Cash-care – Health plan.
- Buy and Sell Holidays.
- Regular social events.
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