Regulatory Reporting Specialist

2 months ago


Birmingham, Birmingham, United Kingdom EML Full time
Job Description

Role Title: Junior Regulatory Reporting Analyst

Reports to: Regulatory Reporting Analyst

About EML:

EML Payments is a global leader in the fintech space, dedicated to inspiring transformative digital change for our customers and communities.

The Team:

You will be joining the Regulatory Reporting department within the broader Finance team, working closely with the Group Compliance and Finance teams, and stakeholders across the business.

The Role:

We are seeking a Junior Regulatory Reporting Analyst to join our team, responsible for delivering the Group's Regulatory Reporting in the UK and Europe, and contributing to process and internal control enhancements.

Key Responsibilities:

  • Support the timely and accurate production of regulatory reports for FINREP, COREP, Payment Statistics, Fraud, and tax reporting for EML's UK and EU entities on a monthly, quarterly, and annual basis.
  • Extract and collate data from various sources for all reporting requirements.
  • Ensure compliance with regulations throughout the reporting process.
  • Review and validate regulatory reports before submission to regulators.
  • Update and monitor regulatory reporting schedules.
  • Manage the Regulatory Reporting mailbox and resolve queries in a timely manner.
  • Manage the issues log and assist with remediation analysis.
  • Produce weekly, monthly, and quarterly Management Information (MI) and monitoring reports and forecasts for each entity and at a group level.
  • Maintain up-to-date knowledge of reporting requirements, regulatory changes, and developments.
  • Review and assess the impact of new and evolving regulatory reporting requirements.
  • Ensure daily, weekly, quarterly, and annual reconciliations are monitored and reported in a timely manner, with any issues investigated and resolved.
  • Participate in User Acceptance Testing (UAT) for external portals and internal systems for changes to automated reporting.

Requirements:

  • Bachelor's degree in Business, Finance, or a numerate field, with 2+ years of experience in payments/fintech.
  • Demonstrable experience working on regulatory reporting deliverables for UK/EU entities.
  • Regulatory/finance/risk experience is essential.
  • Strong understanding of financial products and operations processes.
  • Intermediate to advanced level of IT skills, primarily Excel (VLOOKUP, macro, pivots).
  • Proven experience working with large amounts of financial data.
  • Methodical and concise, with a solution-oriented approach.
  • Exceptional written and analytical skills.
  • Experience with data analytics from ingestion to reporting is preferred.
  • Control-minded, proactively looking to improve the control framework and reduce overall risks.
  • Knowledge of legal entity accounting and reporting is preferred.
  • Experience producing FINREP and COREP reports, with an understanding of European capital adequacy requirements, is preferred.

What We Offer:

  • 25 days annual leave, plus 2 days for volunteering, plus your birthday off - Plus an additional Take5 days should you use all of your 25 days.
  • A global business landscape that connects you with colleagues working throughout Australia, UK, North America, and Europe.
  • Hybrid working - Be empowered to work smarter, in a way that suits your lifestyle.
  • 12 weeks paid parental leave.
  • Paid professional memberships.
  • Pension scheme.
  • Short-term bonus scheme.
  • Company Health Scheme.
  • Long-term illness cover.
  • Life Assurance (Death in Service) Cover.
  • EAP.
  • BenefitsHub.


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