Credit Risk Specialist
1 month ago
Job Title: Credit Analyst
We are seeking a skilled Credit Analyst to join our finance team in Bangalore. As a Credit Analyst, you will play a crucial role in evaluating and managing credit risk, ensuring the financial stability of our organization.
Key Responsibilities:
- Evaluate creditworthiness of clients and make informed decisions on credit limits and payment terms
- Monitor and review orders/accounts on credit hold to minimize risk
- Collaborate with internal teams to resolve ad-hoc requests and provide backup support
- Perform month-end and quarter-end activities, including financial statement analysis and reporting
- Develop and maintain strong relationships with clients to ensure timely payments and minimize defaults
Requirements:
- Strong knowledge of accounts receivable, credit analysis, and collections
- Excellent problem-solving and critical thinking skills, with ability to work independently and collaboratively
- Intermediate skills in Microsoft Office, with proficiency in Excel
- Good communication and interpersonal skills, with ability to work effectively with cross-functional teams
- Experience with Oracle 11i, R12 applications, and other relevant software
Preferred Qualifications:
- High-level understanding of order-to-cash process
- Good knowledge of Excel and data analysis
- Exposure to cash/collections forecasting
Education:
- Bachelor's degree or master's degree in finance
- Preferred 3-5 years of experience with minimum of relevant 2 years of B2B credit experience
Job Segment: Credit Analyst, ERP, Accounts Receivable, Oracle, Database, Finance, Technology
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