Senior Credit Risk Analyst

4 days ago


Liverpool, Liverpool, United Kingdom Very Group Full time
About the Role

We are The Very Group, a leading e-commerce company that helps families get more out of life by providing flexible payment options and amazing brands. As a Senior Credit Risk Analyst, you will play a critical role in our Loss Forecasting & Portfolio Quality team within Credit Risk.

Our team is responsible for aspects of bad debt, including forecasting, loss provisioning, write-offs, and assessing portfolio quality. We have a friendly team who will support you and help you settle in and learn.

Key Responsibilities
  • Make best use of data to provide performance insights into bad debt performance, IFRS 9 provisioning, and key aspects of portfolio quality.
  • Work closely with colleagues in the wider Credit Risk team, Finance, and Treasury to drive business decisions.
  • Develop and implement traditional statistical models, including linear and logistic regressions and decision trees.
  • Utilize SAS/SQL/Excel for data extraction, manipulation, and modeling.
  • Stay up-to-date with IFRS 9 accounting principles and modeling.
Requirements
  • Bachelor's degree in a quantitative field, such as Statistics, Mathematics, Economics, or a related discipline.
  • Experience in financial services or banking.
  • Proficiency in SAS/SQL/Excel.
  • Highly intellectual and curious mind with a passion for using data to solve problems.
What We Offer
  • Flexible, hybrid working model.
  • Inclusive culture and environment.
  • £1,000 flexible benefits allowance.
  • 30 days holiday + bank holidays.
  • Udemy learning access.
  • Up to 25% discount on products.
  • Matched pension up to 6%.


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