Residential Underwriter

**The Vacancy**

Working at the Cumberland, you become part of something special. We’re a Mutual organisation, committed to improving the lives of our colleagues, customers, and community. Our values are incredibly important to us. We’re on an exciting transformational journey with our people firmly at the forefront of our plans.

We have an exciting opportunity for a Residential Underwriter to join our Operations team on a permanent basis.

**The Benefits**
- **Salary** - up to £30,516 p.a. depending on skills and experience.
- **Holidays** - 25 days holiday plus public holidays and the opportunity to buy and sell up to 3 days.
- **Learning and** **Development opportunities** - We want you to grow in your role. We’ll work together to support your personal and professional development.
- **Hybrid Working** - the tools and equipment you need to be able to work from home when you need to, depending on your role.
- **Health and Wellbeing** - a calendar of events and activities throughout the year, Mental Health & Wellbeing champions, and Cycle to Work scheme.
- **Community Day** - We offer our people an extra paid day off every year to help local charities and community organisations.

**The Role**

The role will involve:

- Production of mortgage offers correctly with regard to special conditions and valuation issues.
- Management of your own case load efficiently ensuring that documented procedures are followed.

**About You**

We’d also like to see:

- Hold & maintain CeMAP qualification, through completion of CPD
- Up to date knowledge of the mortgage and overdraft regulatory environment in the UK
- Confident decision-making and communication skills (verbal and written)
- Excellent attention to detail
- Strong organisational skills
- Ability to manage conflicting and demanding priorities
- Team Player
- Willingness to identify potential procedural and process improvements.

**The Company**

We’re here to create a banking experience that’s kinder to people and planet.

Unlike banks, we don’t have public or private shareholders which means we can invest 100% of our profits back into our business. As a result, our business is purpose-led, financially strong, socially responsible and always focused on our people, planet and communities.

**The Benefits**

**Competitive Salary**

We will offer you a competitive basic salary for your role, which is reviewed every year.

**Learning & Development**

We want you to grow in your role. We’ll work together to support your personal and professional development.

**Holidays**

Flexibility to buy and sell up to two holiday days per year, plus extra holiday after 5 years.

**Family Friendly**

We pay competitive maternity, paternity and adoption leave.

**Flexible Working**

We can provide the tools and equipment you need to be able to work flexibly or from home when you need to, depending on your role.

**Pension Scheme**

If you’re eligible, we’ll enroll you into our competitive company pension scheme.

**Health & Wellbeing**

We have a calendar of events and activities throughout the year, Mental Health & Wellbeing champions and Cycle to Work scheme.

**Community Day**

We offer our people an extra paid day off every year to help out local charities and community organisations.

**Social**

We hold regular social events, from annual staples like our Christmas party and quiz, to smaller get-togethers such as walks and shopping trips.