Credit Risk Governance

2 months ago

London, United Kingdom PayPal Full time

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary: Oversight of credit related products in the UK market for the PPUK EMI Subsidiary with Credit Permissions (PPUK Ltd).

**Job Description**:

- Manage collections, consumer, and seller risk policy documents as well as policy change governance.
- Review collections policy and procedure changes with global credit risk and governance teams and present them to PayPal UK Ltd management for their decision on whether to approve.
- Interact with global credit collections team to monitor and provide feedback in the development and execution of collection policies and understand the drivers of the collections performance.
- Manage new product launch readiness projects from credit perspective as well as cross functionally across the PayPal UK Ltd.
- Monitor regulatory landscape to identify any emerging regulatory requirements and investigate potential gaps.
- Interact with the regulatory reporting team to oversee the forbearance and non-performing exposure reporting to FCA.
- Interact with the global credit, finance, and collections teams to monitor roll rate and loss forecasting and reserving process based on IFRS 9 accounting methodology.
- Interact with global credit control and operations teams to become aware of any operational issues as they arise and inform the PayPal UK Ltd management on root causes, remediation plans, financial impact, and preventive actions.
- Interact with global credit compliance and legal teams to confirm that the credit policies are compliant with applicable regulatory guidelines
- Interact with global credit risk team to monitor the performance of the risk decision models.
- Participate in credit audits and inspections to provide support to internal and external auditors and regulators as needed.
- Provide regular updates and serve as a key member of PPUK Operations and Outsourcing Committee.
- Prepare documentation and reporting related to Credit, including reporting to PPUK Operations and Outsourcing Committee, PPUK Risk and Compliance Committee, PPUK ExCo, and UK Board.
- In line with PPUK's Outsourcing Management framework, Entity Service Owner (ESO) responsible for overseeing and monitoring the performance against service levels for the outsourced business activities as identified by senior management.

Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

Who We Are:
As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

  • Credit Risk Officer

    1 month ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment - Risk London, United KingdomPosted 25 minutes ago Hybrid Permanent £50k - £60k - An international bank are currently seeking a Credit Risk Officer to join their London based operations Reporting to the Head of Prudential Risk, the Credit Risk Officer will have responsibility for the oversight of credit risk, advising on all aspects of...

  • Credit Risk

    4 weeks ago

    London, United Kingdom Sky UK Full time

    Better content. Working in Tech, Product or Data at Sky is about building the next and the new. From broadband to broadcast, streaming to mobile, SkyQ to Sky Glass, we never stand still. We turn big ideas into the products, content and services millions of people love. As Data Governance Manager– Mobile Credit Risk you will be responsible for the data...

  • Credit Risk Contractors

    1 week ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment - Risk London, United KingdomPosted 13 minutes ago Hybrid Contract c.£600 - £650/day (inside IR35) - A leading consultancy firm are currently seeking Credit Risk contractors for major projects with their end clients (Tier 1 banks) The projects encompass Regulatory Policy (Capital Regulatory Requirements (CRR) and Basel 3 reforms) and...

  • Associate - Credit Risk Reporting - Investment Bank

    1 week ago

    London, United Kingdom The Risk Partners London Full time

    **Our Client**: We are working with a world renowned Investment Bank, looking to add a Risk Reporting professional to to their London-based Reporting team. The role will focus on Credit Risk reporting, however will also have some exposure to other risk types. **The Requirements**: - Strong academic background - Previous experience in Risk Reporting,...

  • Credit Risk

    2 months ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    -Paritas Recruitment - Risk London, United Kingdom Posted 4 hours ago Hybrid Permanent £70k - £125k - A Tier 1 bank are currently seeking Collateral Management specialists (AVP, VP and SVP level) to join a newly established first line Quality Assurance function relating to the management of Wholesale Credit Risk.This Quality Assurance function has been...

  • Securitisation & Financing – Credit Risk (AVP)

    3 weeks ago

    London, UK, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP) A leading global bank is searching for an AVP level Credit Risk professional to join their London based team. The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and RMBS. ...

  • Securitisation & Financing – Credit Risk (AVP)

    4 weeks ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP)   A leading global bank is searching for an AVP level Credit Risk professional to join their London based team.  The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and...

  • Securitisation & Financing - Credit Risk (AVP)

    1 month ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP) A leading global bank is searching for an AVP level Credit Risk professional to join their London based team. The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and RMBS. ...

  • Securitisation & Financing – Credit Risk (AVP)

    1 month ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP)   A leading global bank is searching for an AVP level Credit Risk professional to join their London based team.  The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and RMBS....

  • Securitisation & Financing - Credit Risk (Avp)

    2 months ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    K- Posted by - Keith Jones- Manager - Risk Management & Quantitative Analytics This role would suit a Credit Risk professional from a bank or ratings agency professional who has in depth securitisation experience. Securitisation & Financing - Credit Risk (AVP) A leading global bank is searching for an AVP level Credit Risk professional to join their London...

  • Avp - Country & Sovereign Research (Credit Risk)

    1 month ago

    London, United Kingdom The Risk Partners London Full time

    **Our Client**: We are working with a world renowned Investment Bank, looking to add a Research professional (focusing on Countries & Sovereigns) to their London based team. The role will work within a 2nd line Credit Risk team, providing analysis, research and review of EMEA (including EM's) Countries. **Required**: - Strong academic background -...

  • Credit Risk Analytics Manager

    4 weeks ago

    London, United Kingdom Acadia Federal Credit Union Full time

    We are on a mission to liberate humanity from all the meaningless time spent managing their purchases and finances, so they can do more of what they love. Klarna was founded on a bold belief: that people are capable of achieving the extraordinary, even when faced with the seemingly impossible. Our journey has been one of continuous learning, facing...

  • Head of Risk Analytics

    2 months ago

    London, United Kingdom The Risk Partners London Full time

    **Our Client**: Are you a Risk Analytics / Risk Methodology professional and interested in joining one of the world’s largest Corporate & Investment Banks? Our client is looking for a Head of Risk Analytics to join their growing team. **The Role**: - Take charge of a team of Analytics professionals tasked with Market & Counterparty Risk Methodology -...

  • Credit Risk Analyst

    2 months ago

    London, United Kingdom eFinancialCareers Full time

    **Role & Responsibilities** - Perform detailed credit analysis and periodic reviews of counterparties, provide independent credit risk recommendations. - Day to day credit risk monitoring responsibilities including, but not limited to, periodic credit risk report production and investigation of out of tolerance metrics using internal or third party tools. -...

  • Corporate Credit Research

    2 months ago

    London, United Kingdom The Risk Partners London Full time

    **Our Client**: We are working with a world renowned Investment Bank, looking to add a Corporate Research professional to their London based team. The role will work within a 2nd line Credit Risk team, providing Corporate Research & Ratings in addition to Sector-based research. **Required**: - Strong academic background - Experience within a Corporate or...

  • Credit Risk Analyst – Asset Based Lending

    3 weeks ago

    London, UK, United Kingdom Paritas Recruitment - Risk Full time

    Credit Risk Analyst – Asset Based Lending / Corporate Finance A well-established credit risk team within a European Banking Group in London is recruiting for a Credit Risk Analyst to join their Asset Based Finance team. Reporting directly to the Head of Credit, you will be responsible for working closely with the business development team in order to...

  • Credit Risk Analyst – Asset Based Lending

    4 days ago

    London, UK, United Kingdom Paritas Recruitment - Risk Full time

    Credit Risk Analyst – Asset Based Lending / Corporate Finance A well-established credit risk team within a European Banking Group in London is recruiting for a Credit Risk Analyst to join their Asset Based Finance team. Reporting directly to the Head of Credit, you will be responsible for working closely with the business development team in order to...

  • Credit Risk Analyst – Asset Based Lending

    1 week ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Credit Risk Analyst – Asset Based Lending / Corporate Finance A well-established credit risk team within a European Banking Group in London is recruiting for a Credit Risk Analyst to join their Asset Based Finance team.  Reporting directly to the Head of Credit, you will be responsible for working closely with the business development team in order to...

  • Credit Risk Analyst – Asset Based Lending

    1 week ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Credit Risk Analyst – Asset Based Lending / Corporate Finance A well-established credit risk team within a European Banking Group in London is recruiting for a Credit Risk Analyst to join their Asset Based Finance team.  Reporting directly to the Head of Credit, you will be responsible for working closely with the business development team in order to...

  • Counterparty Credit Risk Analyst

    1 week ago

    London, United Kingdom eFinancialCareers Full time

    **Main responsibilities** - Perform Bank, Non-Bank Financial Institution and Corporate counterparty credit analysis (including P&L, balance sheet, cash flow and sensitivity analyses). - Provide reviews of new transactions including an assessment of credit mitigants such as collateral and margining. - Provide a review of financial models and valuations. -...