Senior Credit Risk Analyst

1 week ago

Edinburgh, United Kingdom Inclusive Recruiting Full time

Salary: up to £39,520 per annum

Location: Edinburgh, UK

Hello, we’re TSB, and we’re here to help our customers be more confident with their money and get more out of life.

It’s no coincidence that we have the same ultimate goal for our colleagues. Wherever you work in TSB, you can make a real difference to your career, our business, and get more from life yourself.
- Do you love solving analytical problems? Are you looking for a new challenge? Come and join our fantastic Credit Risk team at TSB_

TSB’s Credit Risk team plays a crucial role in ensuring our customers borrow well whilst safeguarding the Bank’s exposure. We oversee the way in which TSB manage its risks; providing expert advice and guidance to ensure that we are compliant with regulation,the law and that we’re delivering the best outcomes for our customers.

The team designs and delivers secured and unsecured credit management strategies that enables the Bank to control lending risk, deliver sustainable growth and meet our customers’ needs.

As a Senior Credit Risk Analyst, you will be responsible for providing analytical insight into customer behaviour, credit performance and profitability to shape the Bank’s credit risk strategies.

What we need today

Ideally, you’ll currently have these skills and experience:

- Degree educated or proven experience within Credit Risk
- Experience in an analytical role within a Credit Risk function.
- Strong analytical skills using tools such as SAS (preferred), SQL, Excel to solve business problems
- Strong problem-solving skills and ability to work on own initiative, identifying areas of focus and prioritisation of own workload
- Strong written, verbal and presentation skills
- A keen eye for detail

What we need tomorrow

It takes more than just skills and experience. With training and coaching from us, you will:

- Be responsible for providing analysis and insight into the portfolio’s Credit Risk profile and its impact on Impairment and wider business
- Design and deliver enhancements to credit risk strategies to achieve the right outcome for our customers
- Generate key management information to support business direction setting and ensure Risk Appetite goals are met
- Use tools such as SAS and Excel at an advanced level to manipulate and interrogate data from a wide variety of large datasets

**Benefits**:

- Grade D Related Benefits
- Generous holiday allowance of 28 days (plus bank holidays) increasing to 30 days with 5 years service.
- We also give our employees the option to 'buy’ up to an extra 5 days holiday.
- You can spend up to eight hours of company time each year, volunteering for a good cause with your time and/or skills.
- Pension scheme with company contributions of up to 13% when you contribute 5%
- A variable pay award to reward your collective performance against the bank’s Primary Corporate goals
- Flexible benefits - paid to you as cash each month, together with your salary, which can be used to purchase additional benefits such as Cycle2Work or Matched Learning Fund to name a few.

So, if this sounds right up your street, come and join our fantastic team and make a difference. We make things happen

We are TSB.

We are a place for everyone, so whoever you are and wherever you work, you can be yourself here.

At TSB, we believe businesses need to reflect the communities they serve. This is why we have a long-term commitment to diversity and inclusion.

It’s important to us to make sure we bring the best talent to our business, regardless of characteristics such as race, gender, disability, sexual orientation or social background. Our focus on diversity and inclusion is a key part of how we support anddevelop the people who work here. It helps us build a stronger culture where no matter what background you come from you feel valued and confident in bringing your whole self to work.

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