Junior Credit Analyst

Junior Credit Analyst (m/w/d)

Abteilung:
Corporate Lending Center

Berichtslinie:
Risk Manager Corporate Risk

Standort:
Germany, Potsdam

Mitarbeiterführung:
None

Position

Objectives &

**Responsibilities**:

- Obtains relevant and key information needed to allow an appropriate level of analysis toprovide a solid credit/rating recommendation.
- Recognizes and correctly interprets signs of increasing risk.
- Provides appropriate recommendations that mitigate risks identified to approvalauthorities.
- Ensures adequate security is in place.
- Supports the business in assessing business opportunities.
- Works as part of a team to ensure performance goals are met.

Qualifications &
Experience
- Economics/business studies at a university with an appropriate degree/certificate orequivalent (Bachelor, Master).
- Experience gained in a wholesale department of a OVF branch or in comparabledepartments (preferred)

Skills &
Knowledge
- Knowledge of commercial financial statements (including balance sheets, profit & lossand cash flow statements) and knowledge and/or experience in using differentapplicable analysis tools, methods and ratios.
- PC literate, especially MS Office (Word/Excel).
- Knowledge of International accounting standards
- Knowledge of corporate law
- Knowledge of the internal workings of a car dealership
- Knowledge of different types of commercial security
- Knowledge of forecasting techniques
- Knowledge of insolvency/conversion procedure
- Fluent English verbal and written
- Fluent German verbal and written