Wholesale Risk Manager

4 weeks ago


Surrey, United Kingdom Datalink Recruitment Ltd Full time

Are you a Senior Credit Analyst or a Credit Manager looking for a new challenge?

One of the major motor finance companies are looking for their next Risk Manager
- an exciting opportunity to own a large portfolio of customers (manufacturer, franchised and independent)

You will have a wide ranging remit but some of the core responsibilities will include:

- Ensuring that all credit risks are identified within your portfolio
- Deep Analysis of Business financial statements such as Balance Sheet, P&L and cashflow
- Own the Wholesale customer relationship management within your portfolio
- Create insight from the data around high risk customers, composite data and overall stock
- Analysis of retail performance of dealerships and underwriting new franchisees
- Structure and negotiate security arrangements for lending proposals
- Lead the professional development for your team
- Help improve and facilitate improvements in credit and underwriting processes

You will need to have substantial experience within Credit Risk within the SME Lending sector - within Motor Finance or a similar vendor finance environment would be ideal.

As well as strong analytical and numerical skills and the ability to communicate your insight to non-technical stakeholders of all levels

You will be covering the Southern region so primarily a home based role with travel to client site as necessary

Some of the basics:

- Salary range £55-£65k
- £6k Car allowance
- Bonus up to 22%
- Pension up to 21%
- 30 days holiday



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