Credit Operations
7 months ago
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Arbuthnot Latham has been associated with banking since 1833. We combine private and commercial banking, wealth planning and investment management. We believe in traditional relationship and service-led banking powered by modern technology.
Due to internal promotion, we have a vacancy within our Credit Operations team of 12 who provide a first-class service to the front office, whilst ensuring that the lending complies with the Bank’s policies and procedures. The team are involved in the Bank's Credit process from initiation through to documentation, monitoring and control through to recovery. The Credit Operation Administrator will carry out a varied and interesting role.
**Key responsibilities**
- Maintain, review and prepare relevant Credit reports
- Maintain, input and renew Credit limits
- Follow up on the timely renewal of insurance for property mortgaged to the Bank to ensure that properties are adequately protected by insurance cover
- Prepare Instruction letters to Solicitors and Valuers
- Completion of client redemption statements and regulated mortgage statements
- Dealing with loan repayments and releasing collateral that is no longer relied upon
- Assist with the completion of required returns to the FCA
- Instigating and maintaining lending files and indexing lending documentation
- Assist with Credit queries and seek solutions to issues that may arise
- Build and monitor good stakeholder relationships to ensure quality service is provided at all times
- Involvement with project work as and when opportunity arises
- To perform other tasks as assigned by the Head of Credit Operations
**Person Specification**
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**Knowledge/Experience**
- Experience within Banking, including credit operations
- A good working knowledge of Lending
- A working knowledge of CCA and MCOB rules preferred
- Multi-tasking capability
**Skills**
- A good understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office
- Good written and verbal communications skills are essential for this role
- Excellent time management and organizational skills
***Competencies**
- Client Focus
- Team Workings
- Expert Knowledge
- Working Proactively**About Us**
***
**Life, Work and Benefits**
- Agile working
- Competitive salary, pension & holiday allowance
- BUPA Health cover
- 4x Life Assurance
- Income Protection scheme
- Discretionary bonus
- Market leading maternity/paternity and menopause policies
- Flexible benefits
**Data Privacy and Reasonable adjustments**
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