Graduate Underwriter

**About us**

Founded in 1995, Kingsway Finance is one of the UK’s longest established independent asset finance and loan companies, who specialise in providing adaptable funding options for small and medium sized businesses, working in partnership with commercial finance brokers.

Kingsway Finance is part of the wider Praetura Group. Praetura Group was founded to provide growing and ambitious companies the funding they need to succeed. By bringing a diverse range of financial services together, we can support businesses as they scale, and their funding requirements change.

At Praetura, we know it takes more than just capital to build a great business. It takes funding on the right terms, with the support of people who’ve been there before. And that’s what we try to provide - **more than money.**

**The role**

We are seeking a Graduate Underwriter to join our friendly team, based in our Wilmslow office in Cheshire. Reporting to our Credit Manager you’ll be working within an experienced Credit function. You’ll learn about the credit and underwriting processes that underpins our business.

This role is part of our graduate programme - Summit. Summit provides vital skills for a career in Financial Services along with developing a great network with other Graduates across the Praetura group. You’ll have the opportunity to complete a professional qualification, as well as take part in other internal and external coaching and training sessions to support your professional development.

We’re looking for individuals who are passionate about a long-term career in the Financial Services sector and who will live and breathe our values every day;
- We do the right thing, we are courageous, we are authentic, we are humble, and, we care. _

**Duties include but are not limited to**:

- Develop your skills within the team so that you are able to develop and achieve quality and service standards in keeping with departmental objectives.
- Liaise with credit team on issues of default, fraud and documentation to ensure that company funds are safeguarded and risks minimised.
- Keep up to date with market and portfolio trends, products, economy, introducer base by completing training and development tasks set by line manager
- Observe and support in the completion of the control of credit facility reviews and ensure that they are processed on scheduled dates and in a timely manner.
- Undertake such tasks as may be necessary from time to time or as delegated by members of the management team.

**Who we’re looking for**

Full training in the role will be provided, however the Graduate Underwriter role would suit a professional individual, who is highly analytical, with strong attention to detail. This role also involves building relationships with key internal and external stakeholders, so great interpersonal skills are crucial.
- Relevant background and a desire to kickstart your career in Financial Services (e.g., related degree OR experience).
- Strong communication and presentation skills (telephone, written, and face-to-face).
- Strong organisational skills and attention to detail.
- Strong analysis and financial skills.
- Good working knowledge of Microsoft Excel, Word and PowerPoint.
- A collaborative team player who is able to work in a fast-paced environment.
- Excellent time management and thrives on working autonomously.
- Experience using additional business analysis or reporting tools (not essential).

**What can we offer you?**
- Competitive salary plus discretionary yearly bonus.
- The opportunity to complete a professional qualification and dedicated study time.
- Company pension scheme.
- 25 days' holiday (plus bank holidays).
- Your birthday off.
- Private healthcare for you and your immediate dependents.
- Enhanced family friendly policies.
- Financial, physical and mental wellbeing support.
- Death in service insurance.
- Cycle 2 Work scheme.
- Techscheme (Currys PC World).
- Discounted childcare.
- Free parking.
- Free breakfast, drinks and snacks.
- Social events, including summer and winter parties.
- Plenty of learning opportunities; we're passionate about developing our people.

At Praetura we understand everybody has different needs, and we are committed to being an inclusive employer.

**Job Types**: Full-time, Permanent

Pay: £26,500.00 per year

**Benefits**:

- Bereavement leave
- Casual dress
- Company events
- Company pension
- Cycle to work scheme
- Employee mentoring programme
- Enhanced maternity leave
- Enhanced paternity leave
- Financial planning services
- Free parking
- Health & wellbeing programme
- Life insurance
- Paid volunteer time
- Private medical insurance
- Referral programme
- Sick pay
- Transport links

Schedule:

- Monday to Friday

Supplemental pay types:

- Yearly bonus

Application question(s):

- Can you reliably commute to Wilmslow?
- When are you available to start?

Work Location: In person