Underwriter

2 weeks ago

Slough, United Kingdom Connect Recruitment Consultants Ltd. Full time

The Underwriting Specialist will assess this risk by manually underwriting proposals in accordance with credit/underwriting policy rules and inaccordance with service level adherence targets. The Underwriter is responsible for ensuring that the qualityof their underwriting decisions is in accordance with the company ital tolerances and credit policy rule sets. As part of the manual underwriting process, the Underwriter will undertake the appropriate analysis of retail customer’s financial statements inorder to assist in reaching timely and accurateconclusions on the Referral (e.g., “Accept” or “Decline” decision) This information, coupledwith an analysis of the customer’s repayment capacity, will enable the Underwriter to reach the appropriate lendingdecision.

Thoroughly understand underwriting and credit practices and procedures
- Adhere to the Underwriting team schedule and attendance guidelines
- Confident in making credit decisions and takes ownership of individual proposals
- Ability to operate, upon training, a credit decisioning and workflow management system.
- Ability to talk and type at the same time
- 3 years’ experience in an underwriting or credit analyst position in financial service
- Experience in the automotive & or consumerfinance industry advantageous
- Practical experience with scorecard design & testing

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