Associate Director

2 weeks ago


Shoreditch, United Kingdom Shawbrook Bank Full time

**The Opportunity**

Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complexproblems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses.

Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business.

Join Shawbrook because you:

- Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains
- Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive
- Want to continue to grow professionally. We encourage you to grow and be the best version of yourself
- Care about sustainability? We want to be better for our people, environment, and society
- Bring passion and enjoyment to your work. You’ll work hard but you’ll have fun too

**The Role & Responsibilities**
- To contribute to developing, building, and managing the Structured Finance ('SF’) lending activity for Shawbrook and achieve targeted levels of profitability, return on capital and origination
- To lead the structuring and execution of leveraged finance and growth capital transactions
- To achieve a high level of credit quality and operate to high standards of risk management generally, including operational and reputational as well as credit risk
- To propose, negotiate and execute Leveraged Finance and Growth Capital facilities, to support the acquisition and growth of UK early-stage and SME companies by Private Equity firms and Investors. Analyse the business and financial performance of prospectivecustomers and ensure debt structures are appropriate to meet their needs. Identify, minimise, and mitigate risks. Responsible for the end-to-end credit process, including due diligence review, financial modelling, writing of credit papers, presentation toCredit, client negotiation and completion of legal documentation
- To actively manage ongoing relationships with a variety of clients (sponsors, investors) and intermediaries. Originate business in the leveraged finance and venture debt market, including participation in client and intermediary meetings, preparation ofpitches, and attendance at market events and conferences
- To lead and support transactions, mentoring more junior staff. Relate effectively to the other parts of the Shawbrook group who play their part in the Financial Sponsors output i.e., Operations, Credit, HR, Finance, Corporate Banking
- To report all issues of regulatory concern to the Operations Director / Bank Legal & Compliance Director. To communicate and escalate potential issues/risks in a prompt and effective manner. To provide support in managing the overall compliance and riskmanagement framework of SF

**The Person**
- Quantitative Degree/CFA or similar business qualification or equivalent work experience appropriate to the role
- 3-5 years’ experience in leveraged finance and/ or growth capital lending
- Experience in structuring and executing transactions and risk management
- Compliance and governance experience would be considered a positive
- Some prior mentoring/ line management experience is a positive
- Strong analytical skills, including advanced knowledge of Excel, being able to manage and handle complex issues. Experience with financial models and good understanding of financial statements is beneficial
- In-depth knowledge of leveraged finance and/or growth capital structures, including negotiation of legal documentation
- Industry knowledge in the general finance market desirable, but not essential, including a good understanding of lending practices, including structures, risk mitigation, covenant requirements, pricing, and competition
- Excellent customer service, presentation, and negotiation skills
- Thorough comprehension of credit risk management, credit administration, loan production and servicing
- Compliance with all regulatory requirements, remaining in good standing with regulatory agencies
- Good commercial, financial acumen and capability in strategic thinking, executive level reporting and effective business planning
- Confident, ambitious, and good team working skills combined with being able to interact within a fast-paced entrepreneurial environment
- Excellent interpersonal skills with the ability to quickly build rapport to engage employees and gain support of peers
- Influencing skills and the ability to communicate effectively both orally and in writing with all levels of management, regulators, and committees
- Ability to build industry network and develop strong relationships with all business areas
- Support the development of a strong balanced and effective team by conveying clearly goals and expectations
- High levels of drive, energy, and personal commitment to success
- Ability to package and present ideas in a persuasive manner
- Ability to prioritise and manage multiple projects
- Demonstrate sound business judgement
- Results-orientated, holds self-accountable
- Permanent
- Able to commute reliably to office base and accommodate home working as required
- Able to work extended hours on occasions when required