Commercial Insurance Claims Handler

**Commercial Insurance Claims Handler**
**Salary: to £45,000 ( Negotiable )DOE + Bonus+ Pension + Flexible Benefits**

**Location: Working from Home with Monthly, Meeting in Office in Brockenhurst Hampshire**

Would you like to work for an award winning and leading Insurance Intermediary?

With a presence in the market this company prides themselves on providing a local, consultative and personal service to their clients.

Due to their continued success, they now have an opportunity for an Commercial Claims Handler to join the team

Our client specialises in Farm and Agricultural Insurance and associated Products

You will provide a comprehensive claims reporting, chasing and advice service to customers, including settlements of claims up to authorised limits under delegated authority arrangements, if applicable.

DUTIES AND RESPONSIBILITIES:

- To be the first point of contact for customers in the reporting of all types of claims, ensuring they receive prompt and accurate advice on either contacting insurers direct, or how this will be dealt with on their behalf.
- Ensure all required documentation in support of claims, e.g. report forms, witness statements, proofs of value, and loss assessor’s reports are dealt with as a priority and despatched to insurers or their representatives without delay.
- Negotiate with insurers, as required, in relation to the settlement of claims, both in respect of policy liability and settlement amount.
- Maintain client records with up to date information regarding claims history, including updating of amounts paid on settlement.
- Despatch of client claims settlement cheques received from insurers on the day of receipt.
- Assist clients in the pursuit of any uninsured losses sustained as part of a claim. This may be by direct assistance involving contact with third parties on behalf of clients, or by ensuring the client contacts their Uninsured Loss Recovery provider.
- Receipt of notification, investigation and settlement of claims within authority limits granted under any insurer delegated authority arrangement.
- Maintain a diary system for all outstanding claims and ensure these are chased regularly, keeping customers informed of progress.
- Advise clients on their options should insurers refuse indemnity under any particular policy, or wish to offer a final settlement figure below original expectation. This may involve invoking the formal Complaints Procedure, as set out in the insurer’s policy documentation, involvement of the Insurance Ombudsman Bureau and/or reference to any other dispute resolution facility.
- Provide regular reports to senior management in the business of any significant losses sustained by individual clients