Mortgage Underwriter

3 months ago

Fleet, United Kingdom Fleet Mortgages Full time

**Job Title**:Mortgage Underwriter

**Location**:Fleet

**Salary**: £30,000 - £35,000

**About Fleet Mortgages**

Fleet Mortgages is a major player in the specialist Buy to Let Mortgage market. We are growing our business and have an opportunity for an Underwriter to join our team in Fleet.

We take pride in our open, inclusive and collaborative culture which recognises that our staff and our customers are very much at the heart of our thriving business.

**What we can offer you**

We offer a competitive package of benefits including the flexibility to work from home 2 days per week, 25 days annual holiday plus bank holidays with the opportunity to purchase up to 5 additional days, an extra day off on your Birthday, 11% non-contributory pension and a discretionary annual bonus. Furthermore, you would be entitled to free private health insurance, life assurance, income protection and enhanced parental leave packages. We also offer volunteering days and an EV salary sacrifice scheme.

There would also be the opportunity to gain formally recognised industry qualifications within a team oriented and friendly business. As part of your personal career development plan, Fleet Mortgages will fully fund external training courses, for example CeMAP, ACCA, CIMA and CIPD. We also offer a programme of internal and external training course to help your professional and personal development.

**Job Purpose**

This is a varied role and requires good decision-making and communication skills whilst also needing individuals with an excellent eye for detail. Upon successful completion of your training, you will be mandated up to £500,000.

**Who are we looking for?**

Experience in the Buy to let Mortgage industry would be an advantage, but we have an excellent training structure so will welcome talented decision-makers who have a desire to provide great service, an eye for detail and are willing and excited to learn.
- Previous experience of working within the mortgage industry with a strong underwriting or completions background preferred
- Proven ability to exercise good commercial and professional judgment
- Excellent communication skills, both written and verbal
- PC literate with a good knowledge of Microsoft Office products including Word, Excel, PowerPoint and Outlook
- CeMAP preferred or a willingness to study

**Key Outputs and Responsibilities**
- Work to agreed objectives, service standards and deliverables.
- Ensure relevant documentation and information received is checked for adherence to policy and

criteria.
- Deal with queries and enquiries effectively, accurately, and professionally, delivering excellent

customer service.
- Provide a prompt reply to all written correspondence.
- Develop positive working relationships with colleagues.
- Make suggestions for improvements to processes to enhance service and efficiency.
- Adhere to internal/external compliance, credit review and audit requirements.
- Use initiative to resolve queries outside own area of expertise.
- Train and mentor new team members.
- Take responsibility for your own learning and development.
- All other associated duties and responsibilities and carry out any tasks as required by

management.

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