Lead Credit Risk Modeller
3 weeks ago
**We’re Atom ** The bank that’s leading the fintech charge
We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.
Could you be the next innovator to join us?
**What’s it all about?** Insight and Intelligence drives Atom.
The Insight & Intelligence team leverage Big Data tech, to maximise the returns from our data assets, by providing MI, exploratory analysis & predictive models. These shape & deliver strategies in pricing, direct marketing, product optimisation, credit risk& fraud.
Here at Atom we are embarking on an exciting programme of work, to achieve an A-IRB Waiver by FY25. As Lead IRB Credit Risk Modeller you will primarily focus on developing and implementing various types of predictive models, segmentation strategies, optimisationalgorithms & data mining analysis. You’ll also aid the development, maintenance and monitoring of new IRB rating systems, regulatory PD, LGD, EAD & scorecard models.
In this role you will support initiatives in the regulatory & compliance space within risk such as IRB, forecasting & stress testing. You’ll also provide support and guidance to a team of Credit Risk Modellers, providing oversight to the work they produce.
IRB knowledge and experience is essential for this role.
**What will your 'typical’ day look like. (there’s no 2 days the same in Atom)**:
- Assessment of IRB regulation within the CRR, SS11/13, EBA GL’s, PRA Rulebook & Basel 3.1 for residential mortgages or business loans
- Developing and implementing various types of predictive models, segmentation strategies, optimisation algorithms and data mining analysis
- Monitor and maintaining models to ensure that they remain fit for purpose
- Develop and implementing various types of predictive models, segmentation strategies, optimisation algorithms and data mining analysis to drive pricing and liquidity management
- Create simulation models to help optimise operational processes and quantify and manage operational risks.
**What do we need from you?**:
- Experience with IRB regulation (CRR, SS11/13, EBA GL’s, PRA Rulebook & Basel 3.1)
- Experience in using the following modelling techniques - collaborative filtering, support vector machines, neural networks, linear and logistic regression, decision trees, random forests
- Experience of data analysis tools, such as SQL, R, Python, SAS or similar
- Good communication skills - able to present analysis at all levels of the business and to non-specialists
- A self-starter with excellence time management skills
**What you’ll get from us**:
- 4 day week
- Remote & Flexible working
- Annual Share Option scheme - company performance related
- 'All About Me’ fund: £200 per year to spend on personal development
- 22.5 days holiday + 8 statutory days
- Private Medical Insurance for you and full family
- Health Cash Plan - expenses paid on Optical/Dental/other appointments/treatments
- Life Insurance - 4 times annual salary
- Critical illness cover - 1 x lump sum annual salary
- Cycle to work Scheme.
-
Credit Control Assistant Manager
4 weeks ago
Port Clarence, County Durham, United Kingdom Procure Recruitment Group Limited Full timeDue to expansion our client, a leading international business, are recruiting for aCredit Control Assistant Manager to take a key role within the finance team. The successful candidate will be responsible for the day to day supervision of the credit control team, recommending and implementing various strategies to maximise sales ledger recoveries within...
-
Credit Control Assistant Manager
4 weeks ago
Port Clarence, County Durham, United Kingdom Procure Recruitment Group Limited Full timeDue to expansion our client, a leading international business, are recruiting for aCredit Control Assistant Manager to take a key role within the finance team. The successful candidate will be responsible for the day to day supervision of the credit control team, recommending and implementing various strategies to maximise sales ledger recoveries within...
-
Senior Credit Control Officer
2 days ago
Thornaby-on-Tees, County Durham, United Kingdom Smartsearch Recruitment Full timeCredit Controller, Salary £25-27k + 33 days holiday inc bank holidays, Life insurance, benefits and career opportunities, Based: Stockton-on-Tees. We have an exciting opportunity for a Credit Controller to join an industry leading and global business who operate in the construction and hire sector. Applicants will need to have previous experience in...
-
Credit Controller
1 day ago
Stockton-on-Tees, County Durham, United Kingdom Elliott Full timeCredit Controller, Salary £25-27k + 33 days holiday inc bank holidays, Life insurance, benefits and career opportunities, Based: Stockton-on-Tees. We have an exciting opportunity for a Credit Controller to join an industry leading and global business who operate in the construction a...
-
Risk Management Lead
1 day ago
Stockton-on-Tees, County Durham, United Kingdom North Tees & Hartlepool NHS Foundation Trust Full timeApplications are invited for this key role to providesupport and empower or staff in relation to the delivery of the effective risk management across all services and at all levels. We use effective risk management to support continuous improvement and to provide assurance to the Trust Board, through the Board Assurance Framework, that the controls and...
-
Risk Management Lead
1 day ago
Stockton-on-Tees, County Durham, United Kingdom North Tees & Hartlepool NHS Foundation Trust Full timeApplications are invited for this key role to providesupport and empower or staff in relation to the delivery of the effective risk management across all services and at all levels. We use effective risk management to support continuous improvement and to provide assurance to the Trust Board, through the Board Assurance Framework, that the controls and...
-
Global Governance Lead
6 days ago
Durham, United Kingdom City IT Full timeAt CEF we have a bold ambition for growth. We are passionate about delivering an unrivalled service for our customers and providing a strong culture with career opportunities for our people. Across IT we are on an exciting mission to ensure we harness our growth opportunities by designing our technology architecture and solutions for constant evolution. We...
-
Risk Engineering Consultant
7 days ago
Billingham, County Durham, United Kingdom TÜV Rheinland Group Full timeMulti-Discipline Engineer Principal Consultant This is a fantastic opportunity to develop your career and join a highly experienced team of Integrity Management Consultants and Engineers delivering Integrity Management services to client companies across the globe in all industry sectors. You’ll work alongside a principal consultant on all types of...
-
Risk Engineering Consultant
3 weeks ago
Billingham, County Durham, United Kingdom TÜV Rheinland Group Full timeThis is a fantastic opportunity to develop your career and join a highly experienced team of Integrity Management Consultants and Engineers delivering Integrity Management services to client companies across the globe in all industry sectors. You’ll work alongside a principal consultant on all types of project sizes and complexities, with a particular...
-
Ict Cyber Security Lead
6 days ago
Durham, United Kingdom North of England Commissioning Support Full timeAre you a self-motivated / innovative /ambitious / talented Cyber Security specialist? We are looking for an experienced individual who brings a strong focus on ICT security, can work in a collaborative multi-disciplinary culture, and thrives in a fast-paced, changing environment. Achieve our vision requires a committed, passionate individual who can lead...
-
Lead Instrument Engineer
2 weeks ago
Stockton-on-Tees, County Durham, United Kingdom NES Fircroft Full timeRESPONSIBILITIES: Preparing engineering specifications and calculations and other documents as required. Design input to the 3D model. Preparing Technical analysis of proposals provided by equipment manufacturers' and contractors. Checking and approving calculations, specifications and drawings prepared by other design staff. Reviewing & commenting...
-
Lead Instrument Engineer
1 week ago
Thornaby-on-Tees, County Durham, United Kingdom NES Fircroft Full timeRESPONSIBILITIES: Preparing engineering specifications and calculations and other documents as required.Design input to the 3D model.Preparing Technical analysis of proposals provided by equipment manufacturers' and contractors.Checking and approving calculations, specifications and drawings prepared by other design staff.Reviewing & commenting on Vendor...
-
Lead C&I Engineer
2 weeks ago
Stockton-on-Tees, County Durham, United Kingdom NES Fircroft Full timePreparing engineering specifications and calculations and other documents as required. Design input to the 3D model. Preparing Technical analysis of proposals provided by equipment manufacturers' and contractors. Attend & participate in project risk reviews. Attend & participate in planning reviews. Attend & participate in design stage 1, 2 & 3...
-
Lead C&I Engineer
1 week ago
Thornaby-on-Tees, County Durham, United Kingdom NES Fircroft Full timePreparing engineering specifications and calculations and other documents as required. Design input to the 3D model. Preparing Technical analysis of proposals provided by equipment manufacturers' and contractors. Attend & participate in project risk reviews. Attend & participate in planning reviews. Attend & participate in...
-
Prison Group Equalities Lead
6 days ago
Durham, United Kingdom HM Prison & Probation Service Full time**Details**: **Reference number**: - 306537**Salary**: - £46,549 - £55,862**Job grade**: - Senior Executive Officer- HMPPS Band 8**Contract type**: - Permanent**Type of role**: - Other**Working pattern**: - Flexible working, Full-time, Job share, Part-time**Number of jobs available**: - 1Contents Location About the job **Benefits**: Things you...
-
Senior Probation Officer
6 days ago
Durham, United Kingdom Ministry of Justice Full time**Senior Probation Officer - 69939** **£37,909 - £42,251** **Durham**: **New entrants to the Civil Service will be expected to join at the entry point salary for the advertised band** **Existing Civil Servants will have their salary calculated in accordance with the Department’s pay on transfer / pay on promotion rules.** **Overview of the job** This...
-
Probation Services Officer Pre Release Team
4 weeks ago
Durham, United Kingdom Ministry of Justice Full time**Probation Services Officer Pre Release Team - 73807** **£23,637 - £29,046** **Durham**: New entrants to the Civil Service will be expected to join at the entry point salary for the advertised band Existing Civil Servants will have their salary calculated in accordance with the Department’s pay on transfer / pay on promotion rules. **Overview of the...
-
Probation Services Officer Pre Release Team
4 weeks ago
Durham, United Kingdom HM Prison & Probation Service Full time**Details**: **Reference number**: - 283364**Salary**: - £23,637 - £29,046- Prison Allowance**Job grade**: - Other- NPS Pay Band 3 National**Contract type**: - Permanent**Type of role**: - Operational Delivery**Working pattern**: - Full-time**Number of jobs available**: - 1Contents Location About the job **Benefits**: Things you need to...
-
Marketing Analyst
7 days ago
Durham, United Kingdom Harnham Full time**MARKETING ANALYST** **£45,000 - 55,000** **DURHAM** Do you want the opportunity to help shape and grow a thriving successful brand? Be a crucial part of the team in this high growth marketing analyst position! **THE COMPANY** A leading brand within manufacturing retail going through a digital transformation, after some key hires they are embedding...
-
Trading / Ecommerce
4 weeks ago
Durham, County Durham, United Kingdom Gillespie Recruitment Full timeHead of Trading and Risk Are you an experienced head of trading and risk looking for a new and exciting opportunity? Gillespie Recruitment are delighted to be working with our client, a leading energy provider in the UK, in their search for a Head of Trading and Risk! The successful candidate will lead the creation of a market-leading risk management and...