Underwriting Strategy Analyst

2 weeks ago


London, United Kingdom Harnham - Data & Analytics Recruitment Full time

**Underwriting Strategy Analyst**
**London**
**£52,000**

Manage analytics behind underwriting and new customer acquisitions for a growing unsecured consumer lending portfolio. Using your data skills (SQL, Python) and Commercial strengths you will monitor and optimize creditworthiness and affordability strategiesaffecting score cut-offs, acquisition policies, and credit line and rate assignments.

You'll also present your ideas and findings to the leadership team and manage stakeholders across the business and externally.

**THE COMPANY**

A fast-paced lender with a highly skilled analytical team boasting a relaxed, but focused environment. Free coffee and snacks, yoga and meditation spaces, table sports are all on offer in an award-winning office that feels more like a tech-space than anFS office.

**THE ROLE**
- Monitor and improve underwriting strategies including managing risk appetite, score cut-offs, approval policies etc
- Manage relationships across the business to support Credit Risk Management across the full customer credit life-cycle
- Use mass quantities of data to solve the problem of how to optimise customer underwriting decisions
- Manage strategy change through necessary sign-offs including championing change through the business and supporting it's subsequent implementation
- Ensure effective monitoring of Credit Risk Strategy is in place

**YOUR SKILLS AND EXPERIENCE**
- Educated to degree level (minimum) in a numerate discipline
- Experience working in analytical environment within Credit Risk, Credit Cards, Unsecured lending products or similar
- Strong coding skills in Python, SQL or similar
- A strategic thinker with high commercial aptitude
- Good communication skills with a history of managing relationships in a professional environment

**KEYWORDS


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