Credit Underwriter

**OVERALL SUMMARY**

Join the Close Brothers Business Finance (CBBF) team where you will play a vital role of underwriting new deal proposals for the Bank, ensuring effective, timely and consistent risk-based approach in line with group policy and regulatory procedures.

Working as part of the credit team, our ideal team member will ideally be based close to the office in Hessel and can come in regularly, but we are willing to explore someone primarily being based from home.

The successful individual will have previous experience underwriting credit for both hard and soft assets, will be self-driven, an excellent team player and will possess excellent communication and problem-solving skills.

**RESPONSIBILITIES**
- Assess the creditworthiness of customers proposed to CBBF using accounts, bank statements, credit searches, assets type and suitability of the dealer.
- Assess asset values and obtaining valuations via internet, Glasses Guide, CAP, auction sites, dealers and personal experience.
- Desktop valuations from third parties i.e. Tallons.
- Ensure necessary documentation for the above are completed & sent to customer for signing. Dealing with any issues raised by New Business regarding deals to pay-out, invoices, acceptance conditions not adhered to.
- Daily diary system to contact brokers to assess whether deals are proceeding or not. Mark the file accordingly.
- Assist the BDMs with the development of broker relationships
- Liaising with other parts of the Broker Division regarding customers/deals to safeguard company interests.
- Working as a team with my Underwriting colleagues along with New Business & Collections.

**WE WOULD LOVE TO HEAR FROM YOU IF**:

- You have a strong knowledge and experience of underwriting credit proposals in the Asset Finance sector for both hard and soft assets.
- You're a self-starter, with a strong desire to succeed
- You have a track record of working efficiently to tight deadlines and SLAs
- You are an excellent team player, able to build strong working relationships with stakeholders both internally and externally to the business.
- You possess excellent problem-solving skills
- You have a strong customer focus

**_ We appreciate that from time to time, recruitment agencies will have speculative CVs that they may wish to submit to our Talent Acquisition team in relation to a specific role._**

**_ To avoid any ambiguity around fees, please note that speculative CVs received by Close Brothers, that have not been authorised in advance, by us, will be ineligible for an agency fee. Thank you._**

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