Credit Underwriter

2 days ago


Birmingham, United Kingdom The Curve Group Full time

Hybrid role with one day per week in the office in Birmingham.

Our client, a well established and growing ethical, commercial bank is seeking an Underwriter to support their nationwide team of Relationship Managers.

Purpose of the role:
Reporting to the Head of Credit Underwriting, responsible for the assessment, authorisation and monitoring of lending within delegated discretions and within agreed policies, procedures and discretionary limits

**Responsibilities**:

- Assess, authorise and monitor lending within delegated discretions, which can be up to a maximum £2m solely.
- Assess and monitor lending propositions outside own lending discretion, typically with deal sizes up to a maximum £6.0m, and present recommendations to senior colleagues
- Ensure SLA standards are achieved and that an effective and efficient service is provided to Relationship Managers.
- Contribute to the regular review of Credit Policies, Procedures and Service Level Agreements.
- Review updating reports and authorise waiver requests submitted by the Lending Administration Team.
- Provide guidance on lending related issues to Relationship Managers and assist in their lending

**Requirements**:


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