Securities-based Lending Team Associate
7 months ago
**JOB DESCRIPTION** Job summary**
Securities Based Lending Team (SBL) is Global Wealth Management’s solution for underwriting loans that are fully collateralised by liquid securities. The team’s underwriting responsibilities include analysing, negotiating and documenting lines of credit for clients in each of the region’s markets. We also review other transactions that have an element of credit risk, such as derivatives. The SBL Team manage a significant part of the International credit book and aim to turn around new business requests within 48 hours.
**Job responsibilities**:
- Drive business with internal stakeholders (not limited to Bankers, Investors, Lending Advisors, Credit Executives, Legal etc.) to deliver the best product solution with a sound credit structure
- Underwrite new credit requests in a timely fashion and liaise with other teams across the firm, if needed, to ensure timely delivery
- Review credit proposals for adherence to policy, accurate borrower analysis and a complete credit risk assessment. Maintain the highest standards of quality and accuracy
- Coordinate with SBL partners to drive efficiency and consistent approach to risk and the business
- Maintain a consistently high level of awareness around any potential credit issues. Proactively resolve exceptions, including under-margin situations, past due principal/interest, transactional issues and documentation exceptions
**Required qualifications, capabilities, and skills**:
- Bachelor’s Degree and relevant business experience in a similar role
- English fluency essential; other European languages an advantage
- Credit risk or lending experience valuable, including underwriting, lending value analysis, derivatives, KYC and legal documentation
- Strong communication and interpersonal skills
- Good organizational skills and ability to drive change
- Ability to work well in an integrated team environment; dedicated team player
**Preferred qualifications, capabilities and skills**
- Experience in using Alteryx, Signavio, Python preferred
- Project management skills are a plus
**ABOUT US**
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.
**ABOUT THE TEAM**
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
-
Risk and Compliance Lead
6 days ago
Edinburgh, Edinburgh, United Kingdom Sanderson Recruitment Full timeAbout the PositionWe are looking for a skilled Risk and Compliance Lead - Lending Products to join our client's team. As a key member of the organization, you will be responsible for developing and maintaining a comprehensive control framework for Credit Cards and Loans portfolio.Your primary focus will be on identifying and mitigating risks associated with...
-
Simple Lending Unit Lead
8 months ago
Edinburgh, United Kingdom NatWest Full timeJoin us as a Simple Lending Unit Lead, Lending Operations - If you have strong team leadership skills, this is a chance to take on a role with high levels of responsibility and exposure to internal and external stakeholders - Joining us in Lending Operations, you’ll lead your function to create a culture of continuous improvement and operational change,...
-
Banking and Finance Professional
4 weeks ago
Edinburgh, Edinburgh, United Kingdom Douglas Scott Legal Recruitment Full timeCompany OverviewDouglas Scott Legal Recruitment is proud to partner with a prestigious UK Top 30 firm, recognized nationally for its expertise across a broad spectrum of finance transactions. This firm has strong partnerships with many of the UK's leading banks and financial institutions, positioning them on several approved panels.About the FirmThis firm...
-
Lending Products Governance Lead
4 days ago
Edinburgh, Edinburgh, United Kingdom Outsource UK Full timeRole OverviewWe are seeking a Lending Products Governance Lead to join our team based in Edinburgh.In this role, you will be responsible for managing and improving processes and controls for credit cards and loan products, collaborating with teams across the bank to investigate issues and implement necessary improvements, and reporting on how well product...
-
Lending Operations Lead
4 days ago
Edinburgh, Edinburgh, United Kingdom LendingCrowd Full timeJoin Our High-Performing Team:As a Lending Operations Lead at LendingCrowd, you'll oversee the end-to-end processing of credit decisions, ensuring timely and accurate lending to SMEs across the UK. With your strong analytical skills and experience in managing a team, you'll drive process improvements and contribute to strategic projects. Our collaborative...
-
Lending Product Operations Manager
1 day ago
Edinburgh, Edinburgh, United Kingdom Sanderson Full timeJob DescriptionAs a key member of the Sanderson team, you will play a critical role in ensuring the operational effectiveness and regulatory compliance of our lending products.The ideal candidate will have a strong understanding of lending operations and a passion for delivering high-quality results.Lending knowledge with a focus on Cards & LoansStrong...
-
Lending Product Strategist
4 days ago
Edinburgh, Edinburgh, United Kingdom ZipRecruiter Full timeAbout This Critical Role:">This exciting opportunity has arisen to join our team as an Operational Controls Specialist.">Your Key Responsibilities:">You will ensure that products operate within regulatory, operational, and financial standards, protecting both the business and customers.Lending knowledge with a preference in Cards & Loans is essential.">About...
-
Lending Product Manager
6 days ago
Edinburgh, Edinburgh, United Kingdom Outsource UK Full timeOutsource UK is seeking a Lending Product Manager to join their team in Edinburgh. As a key member of the Loans and Services team, you will play a crucial role in ensuring the effective management of credit products and contributing to better customer and commercial outcomes.Your responsibilities will include:Managing and improving processes and controls for...
-
Lending Product Governance Specialist
4 days ago
Edinburgh, Edinburgh, United Kingdom Sanderson Recruitment Full time £55,000Job SummarySanderson Recruitment is seeking an experienced Lending Product Governance Specialist to join our team in Edinburgh (Hybrid). The successful candidate will have a strong background in lending product operations and risk management, with excellent analytical and problem-solving skills.Key ResponsibilitiesDevelop and implement governance frameworks...
-
Corporate Lending Specialist
4 weeks ago
Edinburgh, Edinburgh, United Kingdom CMS Full timeAbout the RoleWe are seeking an experienced Banking Solicitor to join our team. As a key member of the Corporate and Leveraged Finance team, you will work on multi-jurisdictional lending and refinancing transactions, private equity backed acquisition finance, and embedded finance transactions.
-
Facilities Maintenance Associate
2 weeks ago
Edinburgh, Edinburgh, United Kingdom Team MJV Full timeJoin our team at Team MJV as a Facilities Maintenance Associate and take advantage of exciting opportunities in commercial janitorial services.We offer a dynamic compensation package, including a salary of $48,000 - $65,000 per year, based on experience. As a Commercial Janitorial Cleaner, you will develop your skills through paid on-the-job training and...
-
Ktp Associate in Model-based Software Engineering
7 months ago
Edinburgh, United Kingdom University of York Full time**Department** The University of York’s Department of Computer Science and Leonardo UK are collaborating in an Innovate UK funded Knowledge Transfer Partnership (KTP), aiming to develop a model-based software architecture digital platform that will support the engineering and delivery of complex systems of systems at Leonardo, and are looking for a KTP...
-
Head of Lending and Risk Management
4 days ago
Edinburgh, Edinburgh, United Kingdom LendingCrowd Full timeAbout UsLendingCrowd is a leading fintech business, transforming the way SMEs borrow money. Founded in 2014, we've grown to become a trusted provider of debt finance to UK SMEs. With a culture of 'doing the right thing,' we strive to make a positive impact on the lives of our customers and employees. Our office is located in central Edinburgh, offering...
-
Edinburgh-Based Security Information Expert
3 weeks ago
Edinburgh, Edinburgh, United Kingdom Head Resourcing Full timeAre you a seasoned expert in Cyber Security looking for a new challenge?Head Resourcing's Edinburgh-based team is seeking a Security Information Expert to join their ranks.In this role, you'll be responsible for:Leading initiatives to improve security measures and drive innovation in SIEM, SOAR, EDR, and Cloud SecurityOptimizing response times and developing...
-
Senior Banking Lawyer
4 weeks ago
Edinburgh, Edinburgh, United Kingdom Jameson Legal Full timeWe are seeking an experienced banking lawyer to join Jameson Legal's team in Edinburgh or Glasgow. This role offers an exciting opportunity to work on high-profile transactions and provide expert legal advice across a range of banking and finance matters.Key ResponsibilitiesReviewing, drafting, and negotiating various loan agreements, including those based...
-
Team Manager
2 weeks ago
Edinburgh, United Kingdom Stellar Omada Full timeJob Description Role : Commercial & Legal Workstream Coordinator Reporting to : Head of Procurement Overall Purpose Provide coordination and direction to the Commercial and Legal Workstream of the Programme. This involves leading day-to-day negotiations, coordinating with multiple stakeholders and suppliers, and ensuring all associated activities...
-
Team Manager
2 weeks ago
Edinburgh, United Kingdom Stellar Omada Full timeJob Description Role : Commercial & Legal Workstream Coordinator Reporting to : Head of Procurement Overall Purpose Provide coordination and direction to the Commercial and Legal Workstream of the Programme. This involves leading day-to-day negotiations, coordinating with multiple stakeholders and suppliers, and ensuring all associated activities...
-
Private Banking Associate
7 months ago
Edinburgh, United Kingdom Weatherbys Banking Group Full time**PRIVATE BANK ASSOCIATE** EDINBURGH Are you currently stuck in a rut unsure of where the future is going to take you? Maybe you have always dreamed of a job in financial service but never quite found that opportunity? Maybe you have the qualifications needed but not yet the experience? Life is full of questions, some easier to answer than others but what...
-
SME Lending Underwriter
2 days ago
Edinburgh, Edinburgh, United Kingdom LendingCrowd Full timeWe are seeking a highly skilled Credit Underwriter to join our team at LendingCrowd, a leading fintech business in Edinburgh. As a key part of our expansion, this is an exciting opportunity to be part of a dynamic team shaping the way SMEs borrow money.About the Job:This is a unique opportunity to work in a fast-paced and dynamic environment, where you will...
-
Security Control Room Team Member
6 months ago
Edinburgh, United Kingdom Scottish Government Full timeOverview: We have a number of security-focused posts within the Scottish Government (SG) Control Room Team. The Team is based within the Facilities Services Division, which sits within the Communications, Ministerial Support and Facilities Directorate. The Control Room Team deliver a range of security services for buildings across the government estate...