Securities-based Lending Team Associate

4 months ago


Edinburgh, United Kingdom JPMorgan Chase & Co Full time

**JOB DESCRIPTION** Job summary**

Securities Based Lending Team (SBL) is Global Wealth Management’s solution for underwriting loans that are fully collateralised by liquid securities. The team’s underwriting responsibilities include analysing, negotiating and documenting lines of credit for clients in each of the region’s markets. We also review other transactions that have an element of credit risk, such as derivatives. The SBL Team manage a significant part of the International credit book and aim to turn around new business requests within 48 hours.

**Job responsibilities**:

- Drive business with internal stakeholders (not limited to Bankers, Investors, Lending Advisors, Credit Executives, Legal etc.) to deliver the best product solution with a sound credit structure
- Underwrite new credit requests in a timely fashion and liaise with other teams across the firm, if needed, to ensure timely delivery
- Review credit proposals for adherence to policy, accurate borrower analysis and a complete credit risk assessment. Maintain the highest standards of quality and accuracy
- Coordinate with SBL partners to drive efficiency and consistent approach to risk and the business
- Maintain a consistently high level of awareness around any potential credit issues. Proactively resolve exceptions, including under-margin situations, past due principal/interest, transactional issues and documentation exceptions

**Required qualifications, capabilities, and skills**:

- Bachelor’s Degree and relevant business experience in a similar role
- English fluency essential; other European languages an advantage
- Credit risk or lending experience valuable, including underwriting, lending value analysis, derivatives, KYC and legal documentation
- Strong communication and interpersonal skills
- Good organizational skills and ability to drive change
- Ability to work well in an integrated team environment; dedicated team player

**Preferred qualifications, capabilities and skills**
- Experience in using Alteryx, Signavio, Python preferred
- Project management skills are a plus

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.



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