Underwriter

1 week ago


Sevenoaks, United Kingdom P3 Search & Selection Full time

Underwriter - Sevenoaks

£24,000 per annum

35 hours per week, across 6 days, Mon to Sat. Hours are rotated within 8.30am and 6pm (e.g. 8.30-4.30, 9-5, 10-6), Mon-Fri in the office, Saturdays from home. (Every other Saturday only).

The Underwriting team supports our dealer partners and end customers by manually reviewing and processing motor finance proposals, whilst ensuring the business accepted by Close Brothers Motor Finance (CBMF) is within the business’ credit risk parameters.You will build and sustain great relationships through providing efficient service levels and value add initiatives.

The role of our Underwriter has a focus on making the right decisions to ensure great outcomes for our customers and dealer partners. You will be proactive and out-going, confident in dealing with our partners, retaining and maximizing business through thedelivery of exceptional customer service.

To be successful, you must be a self-motivated individual who has excellent planning and organizational skills with a good eye for detail. You need to be a good communicator with excellent decision-making mindset.

**New Business**:

- Processing customer proposals and underwriting them in line with company policies and procedures.
- Liaising with motor dealer partners regarding the outcome / decisions of a proposal that has been underwritten.
- Negotiating with dealers, the figures and requirements to make the deal acceptable to CBMF and appropriate for the customer.
- Processing of customer documentation.
- Adhering to requirements of dealer procedures along with certain database checks for items that may occur when underwriting e.g. CIFAS (UK Fraud Prevention Service).
- Operation of our proposal system with clear notes and rational which adheres to company standard and audit process.

**General**:

- Completing customer security checks.
- Processing the payment of funds to our dealer partners.
- Completing general administration tasks related to new business activity.
- Maintaining an understanding of the Motor market.

**Risk & Compliance**:

- Ensure that all Governance and Compliance requirements are adhered to and all reporting and reviewing activities required by the Regulatory Bodies are carried out to the standards required.
- Proactively record any regulatory incidents (within the CBMF regulatory requirements).
- Essential_
- Excellent communication skills.
- Excellent IT Skills (MS Word, Excel and Outlook) with the ability to learn new systems.
- Ability to work well as part of a team collaboratively
- Experience in using decision-making skills.
- Ability to use and interpret information and data efficiently.
- A good attention to detail with high levels of accuracy.
- Experience of using negotiation skills within an operations process.
- Desirable_
- Knowledge of FCA regulations relating to Compliance, Data Protection, Anti Money Laundering, Consumer Credit Directive or Consumer Credit Act. -Previous experience in an underwriting position and having held a mandate.


  • Underwriter

    6 days ago


    Sevenoaks, United Kingdom P3 Search & Selection Full time

    An exciting opportunity for an ambitious Underwriter to join an major bank who specialise in providing vehicle finance solutions to automotive dealerships. The Underwriting team supports the dealership partners and end customers by manually reviewing and processing motor finance proposals, whilst ensuring the business accepted by company is within the...


  • Sevenoaks, United Kingdom Pearson Whiffin Recruitment Ltd Full time

    **Job Title: Residential Underwriter** **Salary: £24,000 - £40,000 depending on experience** **Location: Sevenoaks** My Global leading client are now seeking an ambitious residential underwriter on a full time, basis. This is a fantastic opportunity for a solicitor, legal exec, conveyancer, fee earner or underwriter who is qualified and has in depth...


  • Sevenoaks, United Kingdom Heat Recruitment Full time

    **Job Title: Residential Underwriter** **Salary: up to £45,000 doe** **Location: Sevenoaks** **The Opportunity** I am currently working with a leading insurer of risks involving title and related areas of property and property finance who deal with a unique range of policies to help lawyers involved in residential and commercial property transactions...


  • Sevenoaks, United Kingdom Barker Munro Recruitment Ltd Full time

    Motor Trade Underwriter Barker Munro Recruitment Ltd have a new role for a Motor Trade Underwriter to work for a leading provider of specialist Motor trade insurance which has full access to Lloyds and the regional insurance markets. If you are seeking a new challenge within an employer that can offer you something a bit different to the usual insurance...


  • Sevenoaks, United Kingdom KHR Recruitment Specialists Full time

    Residential Underwriter An exciting opportunity has arisen for an experienced Residential Underwriter to join a growing company. You will be responsible for underwriting residential and commercial assumptive based risks within agreed authority levels and developing existing and potential client relationships, in order to achieve profitable growth in line...

  • Underwriter

    7 months ago


    Sevenoaks, United Kingdom Blue Motor Finance Ltd Full time

    **Job purpose** **Dimensions** - Underwrite referred deals to policy and mandate - Make confident decisions in line with business rules and processes - Manage more information queries - Investigate potential frauds, PEP and sanctions matches - Verification of the completeness and accuracy of credit proposals - Keep electronic and paper filing in order at...

  • Loan Underwriter

    1 week ago


    Sevenoaks, United Kingdom KHR Recruitment Specialists Full time

    Role: Underwriter Location: Sevenoaks **Salary**: £25,000pa - £27,000pa + Company Benefits We are currently recruiting for a fantastic leading Fintech organisation based on the outskirts of Sevenoaks (own transportation will be required), that is seeking to recruit an underwriter to join their expanding team. Your role will include: - Underwrite referred...


  • Sevenoaks, United Kingdom High Finance (UK) Limited TA HFG Full time

    To underwrite residential and commercial assumptive risks within authority levels and develop existing and potential client relationships, in order to achieve profitable growth for the business. - Have in-depth knowledge of policy coverage and discuss this with internal & external clients. - Underwrite for lender programmes - Maximise business...


  • Sevenoaks, Kent, United Kingdom THC Recruitment Full time

    Job Title: Director of Underwriting OperationsLocation: (Location not specified)We are seeking a highly experienced Director of Underwriting Operations to lead our loan originations team. This is a senior role that requires strong leadership skills, a deep understanding of the loan underwriting process, and excellent communication skills.About Us:THC...


  • Sevenoaks, United Kingdom AMC Insurance Appointments Ltd Full time

    Our client, a leading insurer of risks involving title and related areas of property and property finance, are looking for Underwriters to join their Residential Team. As a Residential Underwriter you will play a key role in driving business forward in the UK. The role will involve underwriting residential risks and commercial continued use risks within...


  • Sevenoaks, United Kingdom THC Recruitment Full time

    **£25-£28k** **Your role - Underwriter** - Underwrite referred deals to policy and mandate - Make confident decisions in line with business rules and processes - Manage 'more information’ queries - Investigate potential frauds, PEP and sanctions matches - Verification of the completeness and accuracy of credit proposals - Keep electronic and paper...


  • Sevenoaks, United Kingdom Recruitment Solutions Full time

    Our client is a leading global financial organisation with offices conveniently located in Sevenoaks. They are looking for a Residential Underwriter to join their successful team. This role will involve underwriting residential risks pertaining to title and related areas of property and property finance. You will assist in the continual review of our...


  • Sevenoaks, United Kingdom KHR Recruitment Specialists Full time

    Are you an experienced Credit Underwriter with a background in the financial industry? If so our client needs you! Are you looking for Part-time or Full-time opportunities? Here at KHR, we are working closely with a specialist lender based close to Tonbridge & Sevenoaks. The company is steadily growing and they need a switched on Underwriter to join their...


  • Sevenoaks, United Kingdom KHR Recruitment Specialists Full time

    Are you an experienced Credit Underwriter with a background in the financial industry? If so our client needs you! Are you looking for Full-time opportunities? Here at KHR, we are working closely with a specialist lender based close to Tonbridge & Sevenoaks. The company is steadily growing and they need a switched-on Underwriter to join its team. As a Credit...


  • Sevenoaks, Kent, United Kingdom THC Recruitment Full time

    About THC RecruitmentWe are a leading recruitment agency specializing in financial services. Our expertise spans across various sectors, including loan originations, underwriting, and business development.


  • Sevenoaks, Kent, United Kingdom THC Recruitment Full time

    Job OverviewWe are seeking an experienced Head of Fraud to join our team at THC Recruitment. As a senior leadership position, this role will require you to develop and implement strategies for the full scope of loan originations, underwriting, payouts, introducer support, and specialist funding.About the Role:Full responsibility for people management of...


  • Sevenoaks, Kent, United Kingdom THC Recruitment Full time

    Job Title: Senior Loan Originations ManagerLocation: (Location not specified)We are seeking a highly experienced Senior Loan Originations Manager to join our team. This is a key role that requires strong leadership skills, a deep understanding of the loan underwriting process, and excellent communication skills.About Us:THC Recruitment is a leading...


  • Sevenoaks, United Kingdom Thc Recruitment Full time

    The Head of Loan Originations is integral to the success of the business and will have full responsibility for developing and implementing their strategies for the full scope of Loan Originations; this includes four areas of focus – Underwriting, Payouts, Introducer Support, and Specialist Funding.This role forms the day-to-day management and oversight of...


  • Sevenoaks, United Kingdom THC Recruitment Full time

    The Head of Loan Originations is integral to the success of the business and will have full responsibility for developing and implementing their strategies for the full scope of Loan Originations; this includes four areas of focus – Underwriting, Payouts, Introducer Support, and Specialist Funding.This role forms the day-to-day management and oversight of...


  • Sevenoaks, United Kingdom Rev & Regs Full time

    Job Description About the job Rev & Regs launched in 2020, as a specialist talent partner in the Revenue & Regulation market.Not deterred by the global pandemic, we leveraged the strength of our client relationships and technical expertise to go from strength to strength.Fast forward to 2024 and we have an impressive portfolio of clients that we service...