2nd Charge Mortgage Underwriter

1 month ago


Watford, United Kingdom KFS Recruitment Full time

**Mortgage Undewriter**

**2nd Charge Mortgages**

**Watford**

We are pleased to be working with a Watford based lender, on their search for a new Underwriter to join the 2nd Charge Mortgage team

As 2nd charge Underwriter, you will take ownership of cases from Inception through to completion.

**Responsibilities**:

- Enter and update borrower data on the CRM system.
- Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- Ensure all underwriting is in line with Company policy and within regulation.
- Ensure that all cases are Underwritten within the Groups Risk appetite.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.

**Skills and experience**:

- Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail.
- Good written and verbal communication skills.
- An understanding of FCA regulation.
- CeMAP (desirable, not essential).



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