Senior Risk Analyst
3 days ago
We have a current opportunity for a Senior Risk Analyst on a permanent basis. The position will be based in Solihull. For further information about this position please apply.
**The Role**:
To assist the Risk manager to take responsibility for optimising profitability for the BNP Paribas Personal Finance portfolio by providing information, analysis and technical support for the development and implementation of Risk strategies, which improveportfolio performance and improve customer experience.
To supervise risk analysts as requested, taking responsibility for the work that they undertake.
BNP Paribas Personal Finance provides credit facilities for a variety of clients. This challenging role helps in the development of risk strategies, policies, and procedures, which optimise the conflicting objectives of maximising, accept rates and revenuewhilst controlling delinquency, fraud and bad debt whilst treating customers fairly by putting them at the heart of everything we do
**Key Responsibilities**:
- Assist in the development and monitoring of loss forecasting.
- Develop and recommend risk policy across the account lifecycle.
- Develop, recommend and monitor risk strategies which maximise revenue whilst minimising bad debt and detrimental customer behaviours.
- Provide portfolio management reports which evaluate the risk profile of the BNP Paribas Personal Finance Customer base.
- Provide analysis to improve the impact of strategies set.
- Provide MIS which is used to update senior management on the risk status of the BNP Paribas Personal Finance portfolio.
- As requested, liaise with other departments or external organisations e.g. Credit Bureau on relevant issues.
- Liaise with Operational teams as requested to ensure that policies and procedures are being complied with in an efficient manner in order to protect our customer's interests.
- Supervise risk analysts as requested, taking responsibility for the work that they undertake.
**Skills & Attributes**:
- Experience in SAS Base / SQL or similar programming language
- Highly Numerate
- Excellent analytical and communication skills
- Able to take initiative and ownership of work
- Ability to liaise and work with other departments.
- Experience of managing and developing a team
- Able to get the best out of people
- Ability to supervise and train other members of staff if needed
- Good Excel & Word skills
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