Credit Risk Underwriter

We working with a market leading leading specialist insurer who offer trade credit insurance, offering wide range of financial lines solutions across SME businesses.

They are looking for an individual that can read a set of company accounts, who understands how P&L works and can analyse accounts and discuss them. Someone who has come from a finance background with exposure within the insurance market.

The role is for a Risk Underwriter, salary £40,000.00 plus bonuses.

Duties include:

- Effectively monitor and implement Risk Business Model by agreeing prompt limit decisions, monitoring and providing quality communication within agreed service levels so receive a quality limit service.
- Assess credit limits consistently and correctly within prescribed times in order to ensure renewal, new business targets and loss ratios are achieved.
- Provide a pro-active service level to a dedicated customer portfolio according to PH classification.
- Monitor risks in accordance with Group Quality Standards so that loss ratios are managed within budget.
- Proactively reassess business procedures and recommend changes on an on-going basis to reduce costs and improve customer service.
- Meet clients, buyers and brokers in order to keep loss ratios to a minimum, maximise cover and ensure renewal and new business targets are achieved.
- Support commercial in steering customer loss ratio and implement actions necessary to ensure or restore profitability of portfolio.