Consumer Business

6 months ago

London, United Kingdom JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
The ICB (International Consumer Bank) business within JPMorgan has grown significantly since its launch in 2021, and we expect the business to expand further over the next few years. Join the expansion of the Chase digital bank across the UK and Europe and help us continue to build our award-winning bank.

As a Vice President in the risk modelling team, you will use your data science and fraud/credit expertise to develop predictive and machine learning models to reduce the bank’s fraud and credit risk. You will identify the best modelling solutions available internally or externally, develop new statistical and machine learning models, and collaborate closely with the model review teams to ensure that all our models follow the JPMC policies and standards.

**Job responsibilities**
- Develops statistical and machine learning models to reduce fraud and credit risk within the bank.
- Reviews modelling solutions from third party vendors to assess suitability.
- Collaborates closely with partners in the business, technology, and model governance.
- Engages with senior business leaders and drive a risk modelling pipeline for the organization.
- Operates model controls to ensure that our models meet regulatory and firmwide standards.
- Leads projects and mentoring junior team members to successfully build expertise across the team.

**Required qualifications, capabilities, and skills**
- Expertise in the development of statistical and machine learning risk models.
- Coding expertise in Python, data science packages and ML libraries (e.g., TensorFlow or scikit-learn)
- A fraud and credit professional with a deep understanding of fraud or credit risk, and the associated financial service regulations.
- Demonstrate excellent written and oral communication skills to clearly present analytical findings and make business recommendations.
- Able to work effectively, delivering value whilst managing fast paced change.
- Evidence of initiative, driving results, teamwork, and collaboration.
- MSc or international equivalent in a numerical discipline such as mathematics, engineering, computer science, physical or biological sciences, economics, or business.

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.

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