Credit Risk Analyst
2 days ago
**WHAT YOU WILL BE DOING**
Join our community.
Risk is now firmly at the heart of every single financial services company - that's where you'll be if you join our team as an Experienced Credit Risk Analyst. Helping to manage risk for one of the UK's high-profile financial institutions is an exciting andrewarding place to develop your risk management skills. It's a great place to advance your career.
**The difference you'll make**:
- Building upon your existing experience, solving complex business problems to help the bank develop appropriate credit risk management strategies, driving forward practical value-based solutions
- Providing Senior Managers across the bank with insight and sophisticated analysis of business performance and future potential
- Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate
- Challenging proposals and decisions that conflict with sound, value based credit portfolio management
- Ensuring that strong links are maintained between Risk and other key business areas
**What you'll be doing**:
- Previous experience in credit risk function or similar analysing data using statistical packages (ideally experience in SAS or SQL)
- Strong communication, relationship and influencing skills with the ability to explain the results of complex analysis to a non-technical audience
**It would be nice for you to have**:
- Awareness of credit industry products and markets
- Creative thinking as many problems are unprecedented and without guidelines
- Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problem
**What else you need to know**
Given the recent impact of the Coronavirus outbreak we will be conducting all interviews via telephone or video-conference where possible
At Santander, we each take personal responsibility for managing risk by embracing the I AM Risk framework - to Identify, Assess, Manage and Report risks, and to continuously build a deeper understanding of the risks we face. It is an important part of our cultureat Santander and we will provide you with knowledge to help you manage risks in your role.
**#ThePlaceToBeYourself** - Everyday Inclusion at Santander
**How we'll reward you**
You can find out more about how we're embedding an inclusive culture that encourages our people to bring their full and authentic selves to work on our Inclusion and Belonging page here
In addition to your salary, we offer a wide range of benefits that you can choose from and tailor to your needs
- Eligible for a discretionary performance-related annual bonus
- Receive a £500 annual cash allowance to spend on our great range of benefits.
- Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
- 27 days' holiday plus bank holidays, which increases to 28 days after 5yrs service, with the option to purchase up to 5 contractual days per year
- Voluntary healthcare benefits at discounted rates such as private medical insurance, dental insurance, healthcare cash plan and health assessments
- Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
- 24/7 access to an online employee discount platform
- Share in Santander's success by investing in our Sharesave and Partnership shares plans
- Support your favourite causes through charitable giving and our community partnerships
For more information about our wide range of benefits and family friend policies visit our website.
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